MVFG vs SCHD
Monarch Volume Factor Global Unconstrained Index ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | MVFG | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.42% | 0.06% | |
| AUM | $179M | $103.7B | |
| Dividend Yield | 1.53% | 3.31% | |
| Holdings | 27 | 104 | |
| YTD Return | +10.86% | +25.62% | |
| 1Y Return | +24.36% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 12.9% | 13.6% | |
| Max Drawdown | -15.3% | -33.4% | |
| Fund Family | Monarch Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 12, 2024 | Oct 20, 2011 |
MVFG vs SCHD Performance
Monarch Volume Factor Global Unconstrained Index ETF (MVFG) is a ETF from Monarch Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MVFG returned +24.36% while SCHD returned +32.62%. Year to date, MVFG is up 10.86% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.9% for MVFG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.3% for MVFG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MVFG charges 1.42% per year while SCHD charges 0.06%. On a $10,000 position that is $142 vs $6 annually, a gap of $136 per year that compounds over a long holding period. On income, MVFG currently yields 1.53% against 3.31% for SCHD.
Holdings Overlap
MVFG and SCHD share 1 holdings out of 122 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MVFG | Weight in SCHD | Difference |
|---|---|---|---|
| FNF | 3.91% | 0.33% | 3.58% |
Frequently Asked Questions
Which is cheaper, MVFG or SCHD?
MVFG has an expense ratio of 1.42% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $136 per year of difference.
Which performed better, MVFG or SCHD?
Over the past year MVFG returned +24.36% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MVFG annualized +16.76% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, MVFG or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.9% for MVFG. Worst drawdown: MVFG -15.3% vs SCHD -33.4%.
Should I hold both MVFG and SCHD?
MVFG and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MVFG and SCHD?
MVFG and SCHD share 1 common holdings with a 0.3% weight overlap. Combined, they hold 122 unique securities.
Which pays a higher dividend, MVFG or SCHD?
MVFG yields 1.53% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.