MVFG vs SCHD
Monarch Volume Factor Global Unconstrained Index ETF vs Schwab US Dividend Equity ETF
Which is better, MVFG or SCHD?
Each has led over a different period.
SCHD has a lower expense ratio. MVFG led over the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | MVFG | SCHD |
|---|---|---|
| Expense Ratio | 1.41% | 0.06%Best |
| AUM | $184M | $112.1B |
| Dividend Yield | 1.51% | 3.00% |
| Holdings | 27 | 103 |
| YTD Return | +6.81% | +21.73%Best |
| 1Y Return | +12.24% | +26.35%Best |
| 3Y Return (annualized) | - | +16.02% |
| 5Y Return (annualized) | - | +9.26% |
| Volatility (annualized) | 13.0%Best | 13.6% |
| Max Drawdown | -15.3%Best | -16.1% |
| $10,000 over 2.6 years | $14,126Best | $13,944 |
| Fund Family | Monarch Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Feb 12, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 7, 2024 to Sep 25, 2026 (2.6 years).
MVFG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
MVFG vs SCHD Performance
Monarch Volume Factor Global Unconstrained Index ETF (MVFG) is an ETF from Monarch Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year MVFG returned +12.24% while SCHD returned +26.35%. Year to date, MVFG is up 6.81% versus a gain of 21.73% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.0% for MVFG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.3% for MVFG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
MVFG charges 1.41% per year while SCHD charges 0.06%. On a $10,000 position that is $141 vs $6 annually, a gap of $135 per year that compounds over a long holding period. On income, MVFG currently yields 1.51% against 3.00% for SCHD.
Holdings Overlap
At least 0.3% of SCHD's money is in holdings MVFG also owns.
Stated as a floor: for MVFG, our book for it covers 92.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
The two holdings books were reported 153 days apart, MVFG as of Mar 31, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 23 positions we hold weights for in MVFG and 100 in SCHD, against full books of 27 and 103.
Top Shared Holdings
| Stock | Weight in MVFG | Weight in SCHD | Difference |
|---|---|---|---|
| FNFFidelity Nationa | 3.91% | 0.29% | 3.62% |
You are not choosing between two funds in isolation.
Whichever of MVFG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, MVFG or SCHD?
MVFG has an expense ratio of 1.41% while SCHD charges 0.06%. SCHD is the cheaper option, by $135 a year on a $10,000 investment.
Which performed better, MVFG or SCHD?
Over the past year MVFG returned +12.24% vs +26.35% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, MVFG or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.0% for MVFG. Worst drawdown: MVFG -15.3% vs SCHD -16.1%.
Should I hold both MVFG and SCHD?
MVFG and SCHD have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, MVFG or SCHD?
MVFG yields 1.51% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than MVFG?
SCHD has a lower expense ratio. MVFG led over the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.