MVFG vs VTI
Monarch Volume Factor Global Unconstrained Index ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. MVFG delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | MVFG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.41% | 0.03% | |
| AUM | $185M | $666.9B | |
| Dividend Yield | 1.53% | 1.07% | |
| Holdings | 27 | 3,543 | |
| YTD Return | +10.60% | +12.65% | |
| 1Y Return | +21.76% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 12.9% | 15.3% | |
| Max Drawdown | -15.3% | -56.6% | |
| Fund Family | Monarch Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 12, 2024 | May 24, 2001 |
MVFG vs VTI Performance
Monarch Volume Factor Global Unconstrained Index ETF (MVFG) is a ETF from Monarch Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year MVFG returned +21.76% while VTI returned +21.39%. Year to date, MVFG is up 10.60% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.9% for MVFG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.3% for MVFG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
MVFG charges 1.41% per year while VTI charges 0.03%. On a $10,000 position that is $141 vs $3 annually, a gap of $138 per year that compounds over a long holding period. On income, MVFG currently yields 1.53% against 1.07% for VTI.
Holdings Overlap
MVFG and VTI share 1 holdings out of 2809 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in MVFG | Weight in VTI | Difference |
|---|---|---|---|
| FNF | 3.91% | 0.02% | 3.89% |
Frequently Asked Questions
Which is cheaper, MVFG or VTI?
MVFG has an expense ratio of 1.41% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $138 per year of difference.
Which performed better, MVFG or VTI?
Over the past year MVFG returned +21.76% vs +21.39% for VTI, so MVFG leads on 1-year performance. Over the longest common window we track (3 years), MVFG annualized +16.46% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, MVFG or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.9% for MVFG. Worst drawdown: MVFG -15.3% vs VTI -56.6%.
Should I hold both MVFG and VTI?
MVFG and VTI have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MVFG and VTI?
MVFG and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2809 unique securities.
Which pays a higher dividend, MVFG or VTI?
MVFG yields 1.53% while VTI yields 1.07%, so MVFG currently pays the higher dividend yield.
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