NANR vs SCHD
State Street SPDR S&P North American Natural Resources ETF vs Schwab US Dividend Equity ETF
Which is better, NANR or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. NANR led over 1Y, 3Y, 5Y and the full window. NANR is less concentrated, with 39.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NANR | SCHD |
|---|---|---|
| Expense Ratio | 0.35% | 0.06%Best |
| AUM | $846M | $112.1B |
| Dividend Yield | 1.58% | 3.00% |
| Holdings | 214 | 103 |
| YTD Return | +30.70%Best | +24.23% |
| 1Y Return | +44.02%Best | +27.90% |
| 3Y Return (annualized) | +20.14%Best | +15.55% |
| 5Y Return (annualized) | +21.03%Best | +9.97% |
| Volatility (annualized) | 23.6% | 14.9%Best |
| Max Drawdown | -51.1% | -33.4%Best |
| $10,000 over 5 years | $25,970Best | $16,083 |
| Top 10 Weight | 39.5%Best | 41.8% |
| Fund Family | SPDR State Street Global Advisors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 15, 2015 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Dec 16, 2015 to Sep 17, 2026 (10.8 years).
NANR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.8 years both funds cover.
NANR vs SCHD Performance
State Street SPDR S&P North American Natural Resources ETF (NANR) is an ETF from SPDR State Street Global Advisors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year NANR returned +44.02% while SCHD returned +27.90%. Year to date, NANR is up 30.70% versus a gain of 24.23% for SCHD.
Over three years, NANR compounded at +20.14% per year against +15.55% for SCHD; over five years the annualized figures are +21.03% and +9.97% respectively. Across the full 11-year window we track, NANR has the edge at +13.87% annualized vs +11.20%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
NANR has been the more volatile fund, with annualized monthly volatility of 23.6% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.1% for NANR and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
NANR charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, NANR currently yields 1.58% against 3.00% for SCHD.
Holdings Overlap
16.4% of NANR's money is in holdings SCHD also owns. 15.2% of SCHD's money is in holdings NANR also owns.
NANR and SCHD share little of their money.
9 positions in common, counted across the 213 positions we hold weights for in NANR and 100 in SCHD, against full books of 214 and 103.
What only one of them owns
Our book lists 90 positions for SCHD that do not appear in our book for NANR (84.7% of the fund), and 109 for NANR that do not appear in SCHD (51.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NANR | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 6.81% | 4.02% | 2.79% |
| COPConocophillips Common Stock USD 0.01 | 2.85% | 3.94% | 1.09% |
| SLBSchlumberger Nv. | 1.58% | 2.19% | 0.61% |
| EOGEog Resources Inc | 1.36% | 1.88% | 0.52% |
| ADMArcher-Daniels-Midland Co. | 2.17% | 0.96% | 1.21% |
| DVNDevon Energy Corporation | 0.99% | 1.36% | 0.37% |
| DINOHF Sinclair Corp | 0.27% | 0.38% | 0.11% |
| APAApa Corp | 0.27% | 0.37% | 0.10% |
| MURMurphy Oil Corp | 0.09% | 0.12% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of NANR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NANR or SCHD?
NANR has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, NANR or SCHD?
Over the past year NANR returned +44.02% vs +27.90% for SCHD, so NANR leads on 1-year performance. Over the longest common window we track (11 years), NANR annualized +13.87% vs +11.20% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, NANR or SCHD?
NANR has been the more volatile fund at 23.6% annualized versus 14.9% for SCHD. Worst drawdown: NANR -51.1% vs SCHD -33.4%.
Should I hold both NANR and SCHD?
NANR and SCHD have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between NANR and SCHD?
16.4% of NANR's money is in holdings SCHD also owns. 15.2% of SCHD's is in holdings NANR also owns. They hold 9 positions in common, counted across the 213 positions we hold weights for in NANR and 100 in SCHD.
Which pays a higher dividend, NANR or SCHD?
NANR yields 1.58% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NANR?
SCHD has a lower expense ratio. NANR led over 1Y, 3Y, 5Y and the full window. NANR is less concentrated, with 39.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.