NBFR vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricNBFRSCHDWinner
Expense Ratio0.79%0.06%
AUM$14M$103.7B
Dividend Yield0.02%3.31%
Holdings39104
YTD Return+5.16%+25.62%
1Y Return-+32.62%
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)-13.6%
Max Drawdown-8.5%-33.4%
Fund FamilyInnovator ETFs TrustCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionFeb 24, 2026Oct 20, 2011

NBFR vs SCHD Performance

Innovator Nasdaq-100 Managed 10 Buffer ETF (NBFR) is a ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, NBFR is up 5.16% versus a gain of 25.62% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -8.5% for NBFR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

NBFR charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, NBFR currently yields 0.02% against 3.31% for SCHD.

Holdings Overlap

1.6%overlap

NBFR and SCHD share 2 holdings out of 137 unique holdings combined, representing a 1.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in NBFRWeight in SCHDDifference
CMCSA0.63%2.19%1.56%
PAYX0.98%0.93%0.05%

Frequently Asked Questions

Which is cheaper, NBFR or SCHD?

NBFR has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

What is the holdings overlap between NBFR and SCHD?

NBFR and SCHD share 2 common holdings with a 1.6% weight overlap. Combined, they hold 137 unique securities.

Which pays a higher dividend, NBFR or SCHD?

NBFR yields 0.02% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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