NBFR vs SCHD
Innovator Nasdaq-100 Managed 10 Buffer ETF vs Schwab US Dividend Equity ETF
Which is better, NBFR or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 54.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NBFR | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $17M | $112.2B |
| Dividend Yield | 0.02% | 3.13% |
| Holdings | 106 | 103 |
| YTD Return | +5.52% | +28.59%Best |
| 1Y Return | - | +31.77% |
| 3Y Return (annualized) | - | +16.70% |
| 5Y Return (annualized) | - | +10.09% |
| Top 10 Weight | 54.6% | 41.5%Best |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Feb 24, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
NBFR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NBFR vs SCHD Performance
Innovator Nasdaq-100 Managed 10 Buffer ETF (NBFR) is an ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, NBFR is up 5.52% versus a gain of 28.59% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
NBFR charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, NBFR currently yields 0.02% against 3.13% for SCHD.
Holdings Overlap
2.4% of NBFR's money is in holdings SCHD also owns. 1.0% of SCHD's money is in holdings NBFR also owns.
NBFR and SCHD share little of their money.
1 positions in common, counted across the 40 positions we hold weights for in NBFR and 100 in SCHD, against full books of 106 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for NBFR (98.9% of the fund), and 38 for NBFR that do not appear in SCHD (95.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NBFR | Weight in SCHD | Difference |
|---|---|---|---|
| PAYXPaychex, Inc. | 2.42% | 0.97% | 1.45% |
You are not choosing between two funds in isolation.
Whichever of NBFR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NBFR or SCHD?
NBFR has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
What is the holdings overlap between NBFR and SCHD?
2.4% of NBFR's money is in holdings SCHD also owns. 1.0% of SCHD's is in holdings NBFR also owns. They hold 1 positions in common, counted across the 40 positions we hold weights for in NBFR and 100 in SCHD.
Which pays a higher dividend, NBFR or SCHD?
NBFR yields 0.02% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than NBFR?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 54.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.