NBFR vs VTI
Innovator Nasdaq-100 Managed 10 Buffer ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, NBFR or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | NBFR | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $17M | $666.9B |
| Dividend Yield | 0.02% | 1.03% |
| Holdings | 106 | 3,543 |
| YTD Return | +5.76% | +12.30%Best |
| 1Y Return | - | +16.08% |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Top 10 Weight | 53.6% | 33.3%Best |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Feb 24, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
NBFR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
NBFR vs VTI Performance
Innovator Nasdaq-100 Managed 10 Buffer ETF (NBFR) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, NBFR is up 5.76% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
NBFR charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, NBFR currently yields 0.02% against 1.03% for VTI.
Holdings Overlap
94.8% of NBFR's money is in holdings VTI also owns. 39.2% of VTI's money is in holdings NBFR also owns.
Most of NBFR is already inside VTI. Owning both mostly buys the same companies twice.
36 positions in common, counted across the 40 positions we hold weights for in NBFR and 3,463 in VTI, against full books of 106 and 3,543.
What only one of them owns
Our book lists 1,114 positions for VTI that do not appear in our book for NBFR (58.3% of the fund), and 3 for NBFR that do not appear in VTI (1.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in NBFR | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 9.29% | 6.40% | 2.89% |
| AAPLApple, Inc | 8.50% | 6.29% | 2.21% |
| MSFTMicrosoft Corp | 7.79% | 4.79% | 3.00% |
| AMZNAmazon.Com Inc | 4.97% | 3.65% | 1.32% |
| MUMicron Technology, Inc. | 5.38% | 1.29% | 4.09% |
| GOOGLAlphabet Inc,class A | 3.36% | 2.90% | 0.46% |
| AVGOBroadcom Inc | 3.00% | 2.56% | 0.44% |
| GOOGAlphabet Inc | 3.18% | 2.31% | 0.87% |
| AMDAdvanced Micro Devices Inc | 4.02% | 1.08% | 2.94% |
| WMTWalmart, Inc. | 3.88% | 0.68% | 3.20% |
94.8% of NBFR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, NBFR or VTI?
NBFR has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
What is the holdings overlap between NBFR and VTI?
94.8% of NBFR's money is in holdings VTI also owns. 39.2% of VTI's is in holdings NBFR also owns. They hold 36 positions in common, counted across the 40 positions we hold weights for in NBFR and 3,463 in VTI.
Which pays a higher dividend, NBFR or VTI?
NBFR yields 0.02% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than NBFR?
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.