OSCV vs SPY

OSCV vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricOSCVSPYWinner
Expense Ratio0.79%0.09%
AUM$708M$821.1B
Dividend Yield1.05%1.01%
Holdings67505
YTD Return+15.66%+13.70%
1Y Return+15.38%+21.44%
3Y Return (annualized)+12.03%+22.50%
5Y Return (annualized)+7.01%+13.24%
Volatility (annualized)18.6%15.3%
Max Drawdown-42.8%-56.5%
Fund FamilyAptus ETFsState Street Investment Management
CategoryEquityEquity
InceptionJul 18, 2018Jan 22, 1993

OSCV vs SPY Performance

Opus Small Cap Value ETF (OSCV) is a ETF from Aptus ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year OSCV returned +15.38% while SPY returned +21.44%. Year to date, OSCV is up 15.66% versus a gain of 13.70% for SPY.

Over three years, OSCV compounded at +12.03% per year against +22.50% for SPY; over five years the annualized figures are +7.01% and +13.24% respectively. Across the full 8-year window we track, SPY has the edge at +8.84% annualized vs +6.92%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

OSCV has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.8% for OSCV and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

OSCV charges 0.79% per year while SPY charges 0.09%. On a $10,000 position that is $79 vs $9 annually, a gap of $70 per year that compounds over a long holding period. On income, OSCV currently yields 1.05% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

OSCV and SPY share 0 holdings out of 569 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, OSCV or SPY?

OSCV has an expense ratio of 0.79% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $70 per year of difference.

Which performed better, OSCV or SPY?

Over the past year OSCV returned +15.38% vs +21.44% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (8 years), OSCV annualized +6.92% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, OSCV or SPY?

OSCV has been the more volatile fund at 18.6% annualized versus 15.3% for SPY. Worst drawdown: OSCV -42.8% vs SPY -56.5%.

Should I hold both OSCV and SPY?

OSCV and SPY have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OSCV and SPY?

OSCV and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 569 unique securities.

Which pays a higher dividend, OSCV or SPY?

OSCV yields 1.05% while SPY yields 1.01%, so OSCV currently pays the higher dividend yield.

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