OSCV vs VTI
Opus Small Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, OSCV or VTI?
Small Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OSCV | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $660M | $666.9B |
| Dividend Yield | 1.05% | 1.07% |
| Holdings | 66 | 3,543 |
| YTD Return | +11.52% | +12.95%Best |
| 1Y Return | +8.23% | +19.17%Best |
| 3Y Return (annualized) | +10.83% | +20.86%Best |
| 5Y Return (annualized) | +5.89% | +11.72%Best |
| Volatility (annualized) | 18.5% | 17.2%Best |
| Max Drawdown | -42.8% | -35.0%Best |
| $10,000 over 5 years | $13,313 | $17,404Best |
| Fund Family | Aptus ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Blend |
| Inception | Jul 18, 2018 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 18, 2018 to Sep 8, 2026 (8.1 years).
OSCV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.1 years both funds cover.
OSCV vs VTI Performance
Opus Small Cap Value ETF (OSCV) is an ETF from Aptus ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OSCV returned +8.23% while VTI returned +19.17%. Year to date, OSCV is up 11.52% versus a gain of 12.95% for VTI.
Over three years, OSCV compounded at +10.83% per year against +20.86% for VTI; over five years the annualized figures are +5.89% and +11.72% respectively. Across the full 8-year window we track, VTI has the edge at +13.49% annualized vs +6.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OSCV has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 17.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.8% for OSCV and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OSCV charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, OSCV currently yields 1.05% against 1.07% for VTI.
Holdings Overlap
At least 65.8% of OSCV's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
The two holdings books were reported 49 days apart, OSCV as of Aug 18, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
41 positions in common, counted across the 65 positions we hold weights for in OSCV and 2,788 in VTI, against full books of 66 and 3,543.
Top Shared Holdings
| Stock | Weight in OSCV | Weight in VTI | Difference |
|---|---|---|---|
| THGHanover Insurance Group Inc | 3.10% | 0.00% | 3.10% |
| TXRHTexas Roadhouse Inc | 3.08% | 0.02% | 3.06% |
| VNOMViper Energy Inc Class A | 2.65% | 0.01% | 2.64% |
| PRIPrimerica Inc | 2.50% | 0.01% | 2.49% |
| EFSCEnterprise Financial Services Corp | 2.41% | 0.00% | 2.41% |
| CHEChemed Corp | 2.25% | 0.00% | 2.25% |
| PSMTPricesmart Inc | 2.24% | 0.00% | 2.24% |
| FLSFlowserve Corp. | 2.19% | 0.01% | 2.18% |
| GABCGerman American Bancorp Inc Common Stock | 2.17% | 0.00% | 2.17% |
| VCTRVictory Receivables Corp | 2.13% | 0.00% | 2.13% |
65.8% of OSCV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OSCV or VTI?
OSCV has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, OSCV or VTI?
Over the past year OSCV returned +8.23% vs +19.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), OSCV annualized +6.39% vs +13.49% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OSCV or VTI?
OSCV has been the more volatile fund at 18.5% annualized versus 17.2% for VTI. Worst drawdown: OSCV -42.8% vs VTI -35.0%.
Should I hold both OSCV and VTI?
OSCV and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OSCV and VTI?
At least 65.8% of OSCV's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 41 positions in common, counted across the 65 positions we hold weights for in OSCV and 2,788 in VTI.
Which pays a higher dividend, OSCV or VTI?
OSCV yields 1.05% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Is VTI better than OSCV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.