OSCV vs VTI
Opus Small Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, OSCV or VTI?
Small Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. OSCV is less concentrated, with 26.9% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OSCV | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $652M | $666.9B |
| Dividend Yield | 1.08% | 1.03% |
| Holdings | 66 | 3,543 |
| YTD Return | +6.98% | +12.43%Best |
| 1Y Return | +4.59% | +15.92%Best |
| 3Y Return (annualized) | +10.48% | +22.42%Best |
| 5Y Return (annualized) | +5.00% | +12.37%Best |
| Volatility (annualized) | 18.6% | 17.2%Best |
| Max Drawdown | -42.8% | -35.0%Best |
| $10,000 over 5 years | $12,763 | $17,916Best |
| Top 10 Weight | 26.9%Best | 33.3% |
| Fund Family | Aptus ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Blend |
| Inception | Jul 18, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jul 18, 2018 to Sep 28, 2026 (8.2 years).
OSCV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.2 years both funds cover.
OSCV vs VTI Performance
Opus Small Cap Value ETF (OSCV) is an ETF from Aptus ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year OSCV returned +4.59% while VTI returned +15.92%. Year to date, OSCV is up 6.98% versus a gain of 12.43% for VTI.
Over three years, OSCV compounded at +10.48% per year against +22.42% for VTI; over five years the annualized figures are +5.00% and +12.37% respectively. Across the full 8-year window we track, VTI has the edge at +13.33% annualized vs +5.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OSCV has been the more volatile fund, with annualized monthly volatility of 18.6% compared with 17.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.8% for OSCV and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OSCV charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, OSCV currently yields 1.08% against 1.03% for VTI.
Holdings Overlap
95.9% of OSCV's money is in holdings VTI also owns. 0.5% of VTI's money is in holdings OSCV also owns.
Most of OSCV is already inside VTI. Owning both mostly buys the same companies twice.
59 positions in common, counted across the 65 positions we hold weights for in OSCV and 3,463 in VTI, against full books of 66 and 3,543.
What only one of them owns
Our book lists 1,110 positions for VTI that do not appear in our book for OSCV (97.0% of the fund), and 3 for OSCV that do not appear in VTI (1.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in OSCV | Weight in VTI | Difference |
|---|---|---|---|
| THGHanover Insurance Group Inc | 3.26% | 0.01% | 3.25% |
| AHRAmerican Healthcare REIT Inc | 3.02% | 0.02% | 3.00% |
| TXRHTexas Roadhouse Inc | 3.00% | 0.02% | 2.98% |
| VNOMViper Energy Inc Cl A | 2.86% | 0.01% | 2.85% |
| ENSGEnsign Group Inc/the | 2.60% | 0.01% | 2.59% |
| EHCEmcompass Health Corporation | 2.52% | 0.02% | 2.50% |
| PRIPrimerica Inc (pri) | 2.43% | 0.01% | 2.42% |
| SYBTStock Yards Bancorp Inc Common Stock | 2.41% | 0.00% | 2.41% |
| EFSCEnterprise Financial Services Corp | 2.39% | 0.00% | 2.39% |
| SBCFSeacoast Banking Corp Of Florida | 2.38% | 0.00% | 2.38% |
95.9% of OSCV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OSCV or VTI?
OSCV has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, OSCV or VTI?
Over the past year OSCV returned +4.59% vs +15.92% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), OSCV annualized +5.81% vs +13.33% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OSCV or VTI?
OSCV has been the more volatile fund at 18.6% annualized versus 17.2% for VTI. Worst drawdown: OSCV -42.8% vs VTI -35.0%.
Should I hold both OSCV and VTI?
OSCV and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between OSCV and VTI?
95.9% of OSCV's money is in holdings VTI also owns. 0.5% of VTI's is in holdings OSCV also owns. They hold 59 positions in common, counted across the 65 positions we hold weights for in OSCV and 3,463 in VTI.
Which pays a higher dividend, OSCV or VTI?
OSCV yields 1.08% while VTI yields 1.03%, so OSCV currently pays the higher dividend yield.
Is VTI better than OSCV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. OSCV is less concentrated, with 26.9% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.