OSEA vs QQQ
Harbor International Compounders ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | OSEA | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.18% | |
| AUM | $470M | $455.8B | |
| Dividend Yield | 1.24% | 0.41% | |
| Holdings | 38 | 108 | |
| YTD Return | +1.99% | +19.68% | |
| 1Y Return | +6.76% | +26.75% | |
| 3Y Return (annualized) | +8.86% | +26.25% | |
| 5Y Return (annualized) | - | +15.39% | |
| Volatility (annualized) | 14.5% | 30.6% | |
| Max Drawdown | -18.1% | -83.0% | |
| Fund Family | Harbor Funds | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Sep 6, 2022 | Mar 10, 1999 |
OSEA vs QQQ Performance
Harbor International Compounders ETF (OSEA) is a ETF from Harbor Funds and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year OSEA returned +6.76% while QQQ returned +26.75%. Year to date, OSEA is up 1.99% versus a gain of 19.68% for QQQ.
Over three years, OSEA compounded at +8.86% per year against +26.25% for QQQ. Across the full 4-year window we track, QQQ has the edge at +13.15% annualized vs +12.64%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.5% for OSEA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for OSEA and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
OSEA charges 0.55% per year while QQQ charges 0.18%. On a $10,000 position that is $55 vs $18 annually, a gap of $37 per year that compounds over a long holding period. On income, OSEA currently yields 1.24% against 0.41% for QQQ.
Holdings Overlap
OSEA and QQQ share 3 holdings out of 130 unique holdings combined, representing a 2.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OSEA or QQQ?
OSEA has an expense ratio of 0.55% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, OSEA or QQQ?
Over the past year OSEA returned +6.76% vs +26.75% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), OSEA annualized +12.64% vs +13.15% for QQQ. Past performance does not guarantee future results.
Which is riskier, OSEA or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 14.5% for OSEA. Worst drawdown: OSEA -18.1% vs QQQ -83.0%.
Should I hold both OSEA and QQQ?
OSEA and QQQ have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OSEA and QQQ?
OSEA and QQQ share 3 common holdings with a 2.2% weight overlap. Combined, they hold 130 unique securities.
Which pays a higher dividend, OSEA or QQQ?
OSEA yields 1.24% while QQQ yields 0.41%, so OSEA currently pays the higher dividend yield.
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