OSEA vs SPY
Harbor International Compounders ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | OSEA | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.09% | |
| AUM | $470M | $789.1B | |
| Dividend Yield | 1.24% | 1.01% | |
| Holdings | 38 | 505 | |
| YTD Return | +1.62% | +13.68% | |
| 1Y Return | +7.35% | +21.53% | |
| 3Y Return (annualized) | +8.74% | +21.44% | |
| 5Y Return (annualized) | - | +13.18% | |
| Volatility (annualized) | 14.5% | 15.3% | |
| Max Drawdown | -18.1% | -56.5% | |
| Fund Family | Harbor Funds | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Sep 6, 2022 | Jan 22, 1993 |
OSEA vs SPY Performance
Harbor International Compounders ETF (OSEA) is a ETF from Harbor Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year OSEA returned +7.35% while SPY returned +21.53%. Year to date, OSEA is up 1.62% versus a gain of 13.68% for SPY.
Over three years, OSEA compounded at +8.74% per year against +21.44% for SPY. Across the full 4-year window we track, OSEA has the edge at +12.54% annualized vs +8.85%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.5% for OSEA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for OSEA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
OSEA charges 0.55% per year while SPY charges 0.09%. On a $10,000 position that is $55 vs $9 annually, a gap of $46 per year that compounds over a long holding period. On income, OSEA currently yields 1.24% against 1.01% for SPY.
Holdings Overlap
OSEA and SPY share 1 holdings out of 532 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in OSEA | Weight in SPY | Difference |
|---|---|---|---|
| LIN:IE | 3.46% | 0.39% | 3.07% |
Frequently Asked Questions
Which is cheaper, OSEA or SPY?
OSEA has an expense ratio of 0.55% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, OSEA or SPY?
Over the past year OSEA returned +7.35% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), OSEA annualized +12.54% vs +8.85% for SPY. Past performance does not guarantee future results.
Which is riskier, OSEA or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 14.5% for OSEA. Worst drawdown: OSEA -18.1% vs SPY -56.5%.
Should I hold both OSEA and SPY?
OSEA and SPY have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OSEA and SPY?
OSEA and SPY share 1 common holdings with a 0.4% weight overlap. Combined, they hold 532 unique securities.
Which pays a higher dividend, OSEA or SPY?
OSEA yields 1.24% while SPY yields 1.01%, so OSEA currently pays the higher dividend yield.
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