PBUB vs SCHD
Portfolio Building Block US Banks ETF vs Schwab US Dividend Equity ETF
Which is better, PBUB or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 68.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBUB | SCHD |
|---|---|---|
| Expense Ratio | 0.14% | 0.06%Best |
| AUM | $970,000 | $111.6B |
| Dividend Yield | 0.00% | 3.24% |
| Holdings | 19 | 206 |
| YTD Return | -3.85% | +26.51%Best |
| 1Y Return | - | +31.31% |
| 3Y Return (annualized) | - | +18.27% |
| 5Y Return (annualized) | - | +9.66% |
| Top 10 Weight | 68.7% | 41.6%Best |
| Fund Family | Portfolio Building Block ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 24, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PBUB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PBUB vs SCHD Performance
Portfolio Building Block US Banks ETF (PBUB) is an ETF from Portfolio Building Block ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, PBUB is down 3.85% versus a gain of 26.51% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
PBUB charges 0.14% per year while SCHD charges 0.06%. On a $10,000 position that is $14 vs $6 annually, a gap of $8 per year that compounds over a long holding period. On income, PBUB currently yields 0.00% against 3.24% for SCHD.
Holdings Overlap
13.6% of PBUB's money is in holdings SCHD also owns. 2.2% of SCHD's money is in holdings PBUB also owns.
PBUB and SCHD share little of their money.
3 positions in common, counted across the 19 positions we hold weights for in PBUB and 98 in SCHD, against full books of 19 and 206.
What only one of them owns
Measured across the 19 and 98 positions we hold weights for.
SCHD holds 94 positions PBUB does not, 97.5% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, CVX 4.14%, KO 4.12%
You are not choosing between two funds in isolation.
Whichever of PBUB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBUB or SCHD?
PBUB has an expense ratio of 0.14% while SCHD charges 0.06%. SCHD is the cheaper option, by $8 a year on a $10,000 investment.
What is the holdings overlap between PBUB and SCHD?
13.6% of PBUB's money is in holdings SCHD also owns. 2.2% of SCHD's is in holdings PBUB also owns. They hold 3 positions in common, counted across the 19 positions we hold weights for in PBUB and 98 in SCHD.
Which pays a higher dividend, PBUB or SCHD?
PBUB yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PBUB?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.6% of the fund in its ten largest positions against 68.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.