PBUB vs VOO
Portfolio Building Block US Banks ETF vs Vanguard S&P 500 ETF
Which is better, PBUB or VOO?
VOO costs less.
VOO has a lower expense ratio. VOO is less concentrated, with 37.9% of the fund in its ten largest positions against 68.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBUB | VOO |
|---|---|---|
| Expense Ratio | 0.14% | 0.03%Best |
| AUM | $970,000 | $1.0T |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 19 | 506 |
| YTD Return | -1.00% | +12.15%Best |
| 1Y Return | - | +14.44% |
| 3Y Return (annualized) | - | +23.10% |
| 5Y Return (annualized) | - | +12.36% |
| Top 10 Weight | 68.7% | 37.9%Best |
| Fund Family | Portfolio Building Block ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 24, 2026 | Sep 7, 2010 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PBUB vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PBUB vs VOO Performance
Portfolio Building Block US Banks ETF (PBUB) is an ETF from Portfolio Building Block ETFs and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Year to date, PBUB is down 1.00% versus a gain of 12.15% for VOO.
Past performance does not guarantee future results.
Fees and Cost Over Time
PBUB charges 0.14% per year while VOO charges 0.03%. On a $10,000 position that is $14 vs $3 annually, a gap of $11 per year that compounds over a long holding period. On income, PBUB currently yields 0.00% against 1.06% for VOO.
Holdings Overlap
81.1% of PBUB's money is in holdings VOO also owns. 3.5% of VOO's money is in holdings PBUB also owns.
Most of PBUB is already inside VOO. Owning both mostly buys the same companies twice.
13 positions in common, counted across the 19 positions we hold weights for in PBUB and 504 in VOO, against full books of 19 and 506.
What only one of them owns
Measured across the 19 and 504 positions we hold weights for.
VOO holds 486 positions PBUB does not, 96.3% of the fund.
Largest: NVDA 8.09%, AAPL 7.04%, MSFT 5.70%, AMZN 3.85%, GOOGL 3.01%
Top Shared Holdings
| Stock | Weight in PBUB | Weight in VOO | Difference |
|---|---|---|---|
| JPMJpmorgan Chase | 14.68% | 1.44% | 13.24% |
| BACBank of America Corp.: Financials | 12.21% | 0.61% | 11.60% |
| WFCWells Fargo & Co. | 7.96% | 0.40% | 7.56% |
| CCitigroup Inc. | 6.96% | 0.34% | 6.62% |
| FITBFifth Third Bancorp | 4.55% | 0.07% | 4.48% |
| USBUS Bancorp | 4.36% | 0.14% | 4.22% |
| HBANHuntington Bancshares Inc./Oh | 4.41% | 0.05% | 4.36% |
| PNCPnc Financial Services Group Inc. | 4.30% | 0.15% | 4.15% |
| MTBM&T Bank Corp | 4.38% | 0.05% | 4.33% |
| TFCTruist Financial Corp. | 4.32% | 0.09% | 4.23% |
81.1% of PBUB is already inside VOO.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBUB or VOO?
PBUB has an expense ratio of 0.14% while VOO charges 0.03%. VOO is the cheaper option, by $11 a year on a $10,000 investment.
What is the holdings overlap between PBUB and VOO?
81.1% of PBUB's money is in holdings VOO also owns. 3.5% of VOO's is in holdings PBUB also owns. They hold 13 positions in common, counted across the 19 positions we hold weights for in PBUB and 504 in VOO.
Which pays a higher dividend, PBUB or VOO?
PBUB yields 0.00% while VOO yields 1.06%, so VOO currently pays the higher dividend yield.
Is VOO better than PBUB?
VOO has a lower expense ratio. VOO is less concentrated, with 37.9% of the fund in its ten largest positions against 68.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.