PHB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPHBVOOWinner
Expense Ratio0.50%0.03%
AUM$387M$979.0B
Dividend Yield5.06%1.09%
Holdings268509
YTD Return+0.43%+13.80%
1Y Return+7.15%+23.71%
3Y Return (annualized)+8.52%+21.50%
5Y Return (annualized)+3.74%+13.44%
Volatility (annualized)16.1%14.1%
Max Drawdown-71.2%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 15, 2007Sep 7, 2010

PHB vs VOO Performance

Invesco Fundamental High Yield Corporate Bond ETF (PHB) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PHB returned +7.15% while VOO returned +23.71%. Year to date, PHB is up 0.43% versus a gain of 13.80% for VOO.

Over three years, PHB compounded at +8.52% per year against +21.50% for VOO; over five years the annualized figures are +3.74% and +13.44% respectively. Across the full 16-year window we track, VOO has the edge at +13.58% annualized vs -1.63%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PHB has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -71.2% for PHB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PHB charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, PHB currently yields 5.06% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

PHB and VOO share 0 holdings out of 765 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PHB or VOO?

PHB has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, PHB or VOO?

Over the past year PHB returned +7.15% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), PHB annualized -1.63% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, PHB or VOO?

PHB has been the more volatile fund at 16.1% annualized versus 14.1% for VOO. Worst drawdown: PHB -71.2% vs VOO -34.3%.

Should I hold both PHB and VOO?

PHB and VOO have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PHB and VOO?

PHB and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 765 unique securities.

Which pays a higher dividend, PHB or VOO?

PHB yields 5.06% while VOO yields 1.09%, so PHB currently pays the higher dividend yield.

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