PRFZ vs VYM

PRFZ vs VYM

Which is better, PRFZ or VYM?

Small Cap Blend against Large Cap Value.

VYM has a lower expense ratio. PRFZ led over 1Y, 3Y and the full window, VYM over 5Y.

Lower Fees: VYMHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRFZVYM
Expense Ratio0.34%0.04%Best
AUM$2.8B$81.6B
Dividend Yield0.80%2.22%
Holdings1,522613
YTD Return+15.75%Best+11.47%
1Y Return+16.76%Best+15.94%
3Y Return (annualized)+18.80%Best+18.03%
5Y Return (annualized)+9.59%+12.35%Best
Volatility (annualized)21.4%14.6%Best
Max Drawdown-63.0%-58.8%Best
$10,000 over 5 years$15,807$17,901Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Value
InceptionSep 20, 2006Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Nov 16, 2006 to Sep 21, 2026 (19.8 years).

PRFZ vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.8 years both funds cover.

PRFZ vs VYM Performance

Invesco RAFI US 1500 Small-Mid ETF (PRFZ) is an ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PRFZ returned +16.76% while VYM returned +15.94%. Year to date, PRFZ is up 15.75% versus a gain of 11.47% for VYM.

Over three years, PRFZ compounded at +18.80% per year against +18.03% for VYM; over five years the annualized figures are +9.59% and +12.35% respectively. Across the full 20-year window we track, PRFZ has the edge at +8.70% annualized vs +6.82%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PRFZ has been the more volatile fund, with annualized monthly volatility of 21.4% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.0% for PRFZ and -58.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PRFZ charges 0.34% per year while VYM charges 0.04%. On a $10,000 position that is $34 vs $4 annually, a gap of $30 per year that compounds over a long holding period. On income, PRFZ currently yields 0.80% against 2.22% for VYM.

Holdings Overlap

VYM already in PRFZ1.1%

At least 1.1% of VYM's money is in holdings PRFZ also owns.

Stated as a floor: for PRFZ, our book for it covers 94.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VYM and PRFZ share little of their money.

80 positions in common, counted across the 1,291 positions we hold weights for in PRFZ and 557 in VYM, against full books of 1,522 and 613.

Top Shared Holdings

StockWeight in PRFZWeight in VYMDifference
IRDMIridium Communications Inc0.38%0.02%0.36%
HRBH&R Block, Inc.0.30%0.02%0.28%
UMBFUmb Financial Corp.0.28%0.04%0.24%
AUBAtlantic Union Bankshares Corp.0.28%0.02%0.26%
VCTRVictory Receivables Corp0.25%0.02%0.23%
NOGNorthern Oil And Gas Inc0.25%0.01%0.24%
SXTSensient Technologies Corp0.23%0.02%0.21%
RLIRli Corp0.22%0.02%0.20%
MKTXMarketaxess Holdings Inc?.?0.21%0.02%0.19%
AROCArchrock, Inc.0.20%0.02%0.18%

You are not choosing between two funds in isolation.

Whichever of PRFZ and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PRFZVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRFZ or VYM?

PRFZ has an expense ratio of 0.34% while VYM charges 0.04%. VYM is the cheaper option, by $30 a year on a $10,000 investment.

Which performed better, PRFZ or VYM?

Over the past year PRFZ returned +16.76% vs +15.94% for VYM, so PRFZ leads on 1-year performance. Over the longest common window we track (20 years), PRFZ annualized +8.70% vs +6.82% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PRFZ or VYM?

PRFZ has been the more volatile fund at 21.4% annualized versus 14.6% for VYM. Worst drawdown: PRFZ -63.0% vs VYM -58.8%.

Should I hold both PRFZ and VYM?

PRFZ and VYM have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PRFZ and VYM?

At least 1.1% of VYM's money is in holdings PRFZ also owns. Our book for PRFZ is partial, so the real figure is this or higher. They hold 80 positions in common, counted across the 1,291 positions we hold weights for in PRFZ and 557 in VYM.

Which pays a higher dividend, PRFZ or VYM?

PRFZ yields 0.80% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than PRFZ?

VYM has a lower expense ratio. PRFZ led over 1Y, 3Y and the full window, VYM over 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.