PRSD vs QQQ

PRSD vs QQQ

Which is better, PRSD or QQQ?

QQQ has been ahead.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRSDQQQ
Expense Ratio0.45%0.18%Best
AUM$123M$483.5B
Dividend Yield3.66%0.44%
Holdings149107
YTD Return+1.64%+16.87%Best
1Y Return+2.89%+22.98%Best
3Y Return (annualized)-+24.98%
5Y Return (annualized)-+14.39%
Volatility (annualized)1.6%Best21.9%
Max Drawdown-0.7%Best-12.0%
$10,000 over 1 years$10,301$12,365Best
Fund FamilyState Street Investment ManagementInvesco (US)
CategoryFixed IncomeEquity
Style-Large Cap Growth
InceptionSep 10, 2025Mar 10, 1999

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 10, 2025 to Sep 11, 2026 (1 years).

PRSD vs QQQ growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.

PRSD vs QQQ Performance

State Street Short Duration IG Public & Private Credit ETF (PRSD) is an ETF from State Street Investment Management and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year PRSD returned +2.89% while QQQ returned +22.98%. Year to date, PRSD is up 1.64% versus a gain of 16.87% for QQQ.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 21.9% compared with 1.6% for PRSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.7% for PRSD and -12.0% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PRSD charges 0.45% per year while QQQ charges 0.18%. On a $10,000 position that is $45 vs $18 annually, a gap of $27 per year that compounds over a long holding period. On income, PRSD currently yields 3.66% against 0.44% for QQQ.

Holdings Overlap

We hold position weights for 1 holding in PRSD and 102 in QQQ, totalling 0.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in PRSD and 102 in QQQ, against full books of 149 and 107.

You are not choosing between two funds in isolation.

Whichever of PRSD and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PRSDQQQ

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRSD or QQQ?

PRSD has an expense ratio of 0.45% while QQQ charges 0.18%. QQQ is the cheaper option, by $27 a year on a $10,000 investment.

Which performed better, PRSD or QQQ?

Over the past year PRSD returned +2.89% vs +22.98% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), PRSD annualized +3.01% vs +23.65% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PRSD or QQQ?

QQQ has been the more volatile fund at 21.9% annualized versus 1.6% for PRSD. Worst drawdown: PRSD -0.7% vs QQQ -12.0%.

Should I hold both PRSD and QQQ?

PRSD and QQQ have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PRSD or QQQ?

PRSD yields 3.66% while QQQ yields 0.44%, so PRSD currently pays the higher dividend yield.

Is QQQ better than PRSD?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.