PRSD vs SPY
State Street Short Duration IG Public & Private Credit ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | PRSD | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.09% | |
| AUM | $114M | $821.1B | |
| Dividend Yield | 3.31% | 1.01% | |
| Holdings | 149 | 505 | |
| YTD Return | +1.87% | +12.68% | |
| 1Y Return | +3.25% | +21.82% | |
| 3Y Return (annualized) | - | +21.98% | |
| 5Y Return (annualized) | - | +12.89% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -0.7% | -56.5% | |
| Fund Family | State Street Investment Management | State Street Investment Management | |
| Category | Fixed Income | Equity | |
| Inception | Sep 10, 2025 | Jan 22, 1993 |
PRSD vs SPY Performance
State Street Short Duration IG Public & Private Credit ETF (PRSD) is a ETF from State Street Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year PRSD returned +3.25% while SPY returned +21.82%. Year to date, PRSD is up 1.87% versus a gain of 12.68% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.7% for PRSD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PRSD charges 0.45% per year while SPY charges 0.09%. On a $10,000 position that is $45 vs $9 annually, a gap of $36 per year that compounds over a long holding period. On income, PRSD currently yields 3.31% against 1.01% for SPY.
Holdings Overlap
PRSD and SPY share 0 holdings out of 531 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PRSD or SPY?
PRSD has an expense ratio of 0.45% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, PRSD or SPY?
Over the past year PRSD returned +3.25% vs +21.82% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between PRSD and SPY?
PRSD and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 531 unique securities.
Which pays a higher dividend, PRSD or SPY?
PRSD yields 3.31% while SPY yields 1.01%, so PRSD currently pays the higher dividend yield.
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