PSCD vs VTI
Invesco S&P SmallCap Consumer Discretionary ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PSCD or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. PSCD is less concentrated, with 28.2% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSCD | VTI |
|---|---|---|
| Expense Ratio | 0.29% | 0.03%Best |
| AUM | $24M | $666.9B |
| Dividend Yield | 1.00% | 1.03% |
| Holdings | 90 | 3,543 |
| YTD Return | +1.78% | +13.10%Best |
| 1Y Return | -2.69% | +17.01%Best |
| 3Y Return (annualized) | +9.68% | +22.26%Best |
| 5Y Return (annualized) | +0.31% | +11.98%Best |
| Volatility (annualized) | 24.9% | 14.9%Best |
| Max Drawdown | -57.3% | -35.0%Best |
| $10,000 over 5 years | $10,156 | $17,608Best |
| Top 10 Weight | 28.2%Best | 33.3% |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Apr 7, 2010 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Apr 7, 2010 to Sep 24, 2026 (16.5 years).
PSCD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.5 years both funds cover.
PSCD vs VTI Performance
Invesco S&P SmallCap Consumer Discretionary ETF (PSCD) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PSCD returned -2.69% while VTI returned +17.01%. Year to date, PSCD is up 1.78% versus a gain of 13.10% for VTI.
Over three years, PSCD compounded at +9.68% per year against +22.26% for VTI; over five years the annualized figures are +0.31% and +11.98% respectively. Across the full 17-year window we track, VTI has the edge at +12.30% annualized vs +9.46%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSCD has been the more volatile fund, with annualized monthly volatility of 24.9% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -57.3% for PSCD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSCD charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, PSCD currently yields 1.00% against 1.03% for VTI.
Holdings Overlap
96.4% of PSCD's money is in holdings VTI also owns. 0.2% of VTI's money is in holdings PSCD also owns.
Most of PSCD is already inside VTI. Owning both mostly buys the same companies twice.
84 positions in common, counted across the 89 positions we hold weights for in PSCD and 3,463 in VTI, against full books of 90 and 3,543.
What only one of them owns
Our book lists 1,127 positions for VTI that do not appear in our book for PSCD (97.2% of the fund), and 3 for PSCD that do not appear in VTI (2.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PSCD | Weight in VTI | Difference |
|---|---|---|---|
| EATBrinker International, Inc. | 3.94% | 0.01% | 3.93% |
| KMXCarmax Inc. | 3.50% | 0.01% | 3.49% |
| ETSYEtsy Inc | 3.10% | 0.01% | 3.09% |
| VSCOVICTORIA'S SECRET & CO | 2.73% | 0.01% | 2.72% |
| MHKMohawk Industries Inc. | 2.64% | 0.01% | 2.63% |
| LKQLkq Corp. | 2.60% | 0.01% | 2.59% |
| LTHLife Time Inc | 2.60% | 0.01% | 2.59% |
| CZRCaesars Entertainment Corp. | 2.43% | 0.01% | 2.42% |
| POOLPool Corp. | 2.41% | 0.01% | 2.40% |
| FTDRFrontdoor Inc | 2.28% | 0.01% | 2.27% |
96.4% of PSCD is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSCD or VTI?
PSCD has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.
Which performed better, PSCD or VTI?
Over the past year PSCD returned -2.69% vs +17.01% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (17 years), PSCD annualized +9.46% vs +12.30% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSCD or VTI?
PSCD has been the more volatile fund at 24.9% annualized versus 14.9% for VTI. Worst drawdown: PSCD -57.3% vs VTI -35.0%.
Should I hold both PSCD and VTI?
PSCD and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PSCD and VTI?
96.4% of PSCD's money is in holdings VTI also owns. 0.2% of VTI's is in holdings PSCD also owns. They hold 84 positions in common, counted across the 89 positions we hold weights for in PSCD and 3,463 in VTI.
Which pays a higher dividend, PSCD or VTI?
PSCD yields 1.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PSCD?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. PSCD is less concentrated, with 28.2% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.