PSFF vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPSFFVOOWinner
Expense Ratio0.66%0.03%
AUM$588M$979.0B
Dividend Yield0.00%1.09%
Holdings14509
YTD Return+7.82%+13.80%
1Y Return+12.01%+23.71%
3Y Return (annualized)+12.36%+21.50%
5Y Return (annualized)+9.49%+13.44%
Volatility (annualized)7.3%14.1%
Max Drawdown-10.8%-34.3%
Fund FamilyPacer ETFsVanguard (US)
CategoryEquityEquity
InceptionDec 29, 2020Sep 7, 2010

PSFF vs VOO Performance

Pacer Swan SOS Fund of Funds ETF (PSFF) is a ETF from Pacer ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PSFF returned +12.01% while VOO returned +23.71%. Year to date, PSFF is up 7.82% versus a gain of 13.80% for VOO.

Over three years, PSFF compounded at +12.36% per year against +21.50% for VOO; over five years the annualized figures are +9.49% and +13.44% respectively. Across the full 6-year window we track, VOO has the edge at +13.58% annualized vs +10.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 7.3% for PSFF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.8% for PSFF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

PSFF charges 0.66% per year while VOO charges 0.03%. On a $10,000 position that is $66 vs $3 annually, a gap of $63 per year that compounds over a long holding period. On income, PSFF currently yields 0.00% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

PSFF and VOO share 0 holdings out of 518 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PSFF or VOO?

PSFF has an expense ratio of 0.66% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, PSFF or VOO?

Over the past year PSFF returned +12.01% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), PSFF annualized +10.14% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, PSFF or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 7.3% for PSFF. Worst drawdown: PSFF -10.8% vs VOO -34.3%.

Should I hold both PSFF and VOO?

PSFF and VOO have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between PSFF and VOO?

PSFF and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 518 unique securities.

Which pays a higher dividend, PSFF or VOO?

PSFF yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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