PSP vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPSPSCHDWinner
Expense Ratio1.80%0.06%
AUM$230M$103.7B
Dividend Yield6.40%3.31%
Holdings73104
YTD Return-3.40%+25.62%
1Y Return-4.54%+32.62%
3Y Return (annualized)+12.25%+15.58%
5Y Return (annualized)+0.70%+9.63%
Volatility (annualized)25.3%13.6%
Max Drawdown-87.1%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionOct 24, 2006Oct 20, 2011

PSP vs SCHD Performance

Invesco Global Listed Private Equity ETF (PSP) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PSP returned -4.54% while SCHD returned +32.62%. Year to date, PSP is down 3.40% versus a gain of 25.62% for SCHD.

Over three years, PSP compounded at +12.25% per year against +15.58% for SCHD; over five years the annualized figures are +0.70% and +9.63% respectively. Across the full 15-year window we track, SCHD has the edge at +11.47% annualized vs -1.74%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSP has been the more volatile fund, with annualized monthly volatility of 25.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -87.1% for PSP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PSP charges 1.80% per year while SCHD charges 0.06%. On a $10,000 position that is $180 vs $6 annually, a gap of $174 per year that compounds over a long holding period. On income, PSP currently yields 6.40% against 3.31% for SCHD.

Holdings Overlap

2.4%overlap

PSP and SCHD share 1 holdings out of 163 unique holdings combined, representing a 2.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PSPWeight in SCHDDifference
BX4.92%2.38%2.54%

Frequently Asked Questions

Which is cheaper, PSP or SCHD?

PSP has an expense ratio of 1.80% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $174 per year of difference.

Which performed better, PSP or SCHD?

Over the past year PSP returned -4.54% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), PSP annualized -1.74% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, PSP or SCHD?

PSP has been the more volatile fund at 25.3% annualized versus 13.6% for SCHD. Worst drawdown: PSP -87.1% vs SCHD -33.4%.

Should I hold both PSP and SCHD?

PSP and SCHD have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PSP and SCHD?

PSP and SCHD share 1 common holdings with a 2.4% weight overlap. Combined, they hold 163 unique securities.

Which pays a higher dividend, PSP or SCHD?

PSP yields 6.40% while SCHD yields 3.31%, so PSP currently pays the higher dividend yield.

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