PSP vs VTI

PSP vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricPSPVTIWinner
Expense Ratio1.80%0.03%
AUM$252M$666.9B
Dividend Yield5.98%1.07%
Holdings753,543
YTD Return-5.03%+12.65%
1Y Return-5.66%+21.39%
3Y Return (annualized)+12.89%+21.54%
5Y Return (annualized)+0.93%+12.11%
Volatility (annualized)25.3%15.3%
Max Drawdown-87.1%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionOct 24, 2006May 24, 2001

PSP vs VTI Performance

Invesco Global Listed Private Equity ETF (PSP) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PSP returned -5.66% while VTI returned +21.39%. Year to date, PSP is down 5.03% versus a gain of 12.65% for VTI.

Over three years, PSP compounded at +12.89% per year against +21.54% for VTI; over five years the annualized figures are +0.93% and +12.11% respectively. Across the full 20-year window we track, VTI has the edge at +8.07% annualized vs -1.82%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSP has been the more volatile fund, with annualized monthly volatility of 25.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -87.1% for PSP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PSP charges 1.80% per year while VTI charges 0.03%. On a $10,000 position that is $180 vs $3 annually, a gap of $177 per year that compounds over a long holding period. On income, PSP currently yields 5.98% against 1.07% for VTI.

Holdings Overlap

0.2%overlap

PSP and VTI share 9 holdings out of 2842 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PSPWeight in VTIDifference
BX4.92%0.12%4.80%
KKR4.70%0.08%4.62%
TPG4.68%0.00%4.68%
CGProProPro
GHCProProPro
STEPProProPro
HLNEProProPro
CODIProProPro
CNNEProProPro
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Frequently Asked Questions

Which is cheaper, PSP or VTI?

PSP has an expense ratio of 1.80% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $177 per year of difference.

Which performed better, PSP or VTI?

Over the past year PSP returned -5.66% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), PSP annualized -1.82% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, PSP or VTI?

PSP has been the more volatile fund at 25.3% annualized versus 15.3% for VTI. Worst drawdown: PSP -87.1% vs VTI -56.6%.

Should I hold both PSP and VTI?

PSP and VTI have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PSP and VTI?

PSP and VTI share 9 common holdings with a 0.2% weight overlap. Combined, they hold 2842 unique securities.

Which pays a higher dividend, PSP or VTI?

PSP yields 5.98% while VTI yields 1.07%, so PSP currently pays the higher dividend yield.

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