PSP vs SPY

PSP vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricPSPSPYWinner
Expense Ratio1.80%0.09%
AUM$252M$821.1B
Dividend Yield5.98%1.01%
Holdings75505
YTD Return-5.03%+12.22%
1Y Return-5.66%+20.83%
3Y Return (annualized)+12.89%+21.70%
5Y Return (annualized)+0.93%+12.98%
Volatility (annualized)25.3%15.3%
Max Drawdown-87.1%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionOct 24, 2006Jan 22, 1993

PSP vs SPY Performance

Invesco Global Listed Private Equity ETF (PSP) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year PSP returned -5.66% while SPY returned +20.83%. Year to date, PSP is down 5.03% versus a gain of 12.22% for SPY.

Over three years, PSP compounded at +12.89% per year against +21.70% for SPY; over five years the annualized figures are +0.93% and +12.98% respectively. Across the full 20-year window we track, SPY has the edge at +8.79% annualized vs -1.82%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSP has been the more volatile fund, with annualized monthly volatility of 25.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -87.1% for PSP and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PSP charges 1.80% per year while SPY charges 0.09%. On a $10,000 position that is $180 vs $9 annually, a gap of $171 per year that compounds over a long holding period. On income, PSP currently yields 5.98% against 1.01% for SPY.

Holdings Overlap

0.3%overlap

PSP and SPY share 2 holdings out of 566 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PSPWeight in SPYDifference
BX4.92%0.15%4.77%
KKR4.70%0.11%4.59%

Frequently Asked Questions

Which is cheaper, PSP or SPY?

PSP has an expense ratio of 1.80% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $171 per year of difference.

Which performed better, PSP or SPY?

Over the past year PSP returned -5.66% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (20 years), PSP annualized -1.82% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, PSP or SPY?

PSP has been the more volatile fund at 25.3% annualized versus 15.3% for SPY. Worst drawdown: PSP -87.1% vs SPY -56.5%.

Should I hold both PSP and SPY?

PSP and SPY have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PSP and SPY?

PSP and SPY share 2 common holdings with a 0.3% weight overlap. Combined, they hold 566 unique securities.

Which pays a higher dividend, PSP or SPY?

PSP yields 5.98% while SPY yields 1.01%, so PSP currently pays the higher dividend yield.

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