PSP vs SPY

PSP vs SPY

Which is better, PSP or SPY?

Mid Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 48.8%.

Lower Fees: SPYHigher Returns: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPSPSPY
Expense Ratio1.80%0.09%Best
AUM$242M$804.7B
Dividend Yield5.98%0.98%
Holdings75505
YTD Return-9.55%+11.52%Best
1Y Return-10.84%+17.48%Best
3Y Return (annualized)+9.96%+20.62%Best
5Y Return (annualized)-0.32%+12.73%Best
Volatility (annualized)25.3%15.4%Best
Max Drawdown-87.1%-56.5%Best
$10,000 over 5 years$9,841$18,205Best
Top 10 Weight48.8%38.0%Best
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionOct 24, 2006Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Oct 24, 2006 to Sep 10, 2026 (19.9 years).

PSP vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.9 years both funds cover.

PSP vs SPY Performance

Invesco Global Listed Private Equity ETF (PSP) is an ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year PSP returned -10.84% while SPY returned +17.48%. Year to date, PSP is down 9.55% versus a gain of 11.52% for SPY.

Over three years, PSP compounded at +9.96% per year against +20.62% for SPY; over five years the annualized figures are -0.32% and +12.73% respectively. Across the full 20-year window we track, SPY has the edge at +9.36% annualized vs -2.06%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSP has been the more volatile fund, with annualized monthly volatility of 25.3% compared with 15.4% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -87.1% for PSP and -56.5% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PSP charges 1.80% per year while SPY charges 0.09%. On a $10,000 position that is $180 vs $9 annually, a gap of $171 per year that compounds over a long holding period. On income, PSP currently yields 5.98% against 0.98% for SPY.

Holdings Overlap

PSP already in SPY12.3%
SPY already in PSP0.3%

12.3% of PSP's money is in holdings SPY also owns. 0.3% of SPY's money is in holdings PSP also owns.

PSP and SPY share little of their money.

3 positions in common, counted across the 66 positions we hold weights for in PSP and 504 in SPY, against full books of 75 and 505.

What only one of them owns

Our book lists 491 positions for SPY that do not appear in our book for PSP (99.2% of the fund), and 30 for PSP that do not appear in SPY (33.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PSPWeight in SPYDifference
BXBlackstone Group Inc/the Common Stock5.19%0.15%5.04%
KKRKkr & Co. Inc. Class a5.01%0.11%4.90%
RFRegions Financial Corp.2.12%0.04%2.08%

You are not choosing between two funds in isolation.

Whichever of PSP and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PSPSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PSP or SPY?

PSP has an expense ratio of 1.80% while SPY charges 0.09%. SPY is the cheaper option, by $171 a year on a $10,000 investment.

Which performed better, PSP or SPY?

Over the past year PSP returned -10.84% vs +17.48% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (20 years), PSP annualized -2.06% vs +9.36% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PSP or SPY?

PSP has been the more volatile fund at 25.3% annualized versus 15.4% for SPY. Worst drawdown: PSP -87.1% vs SPY -56.5%.

Should I hold both PSP and SPY?

PSP and SPY have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PSP and SPY?

12.3% of PSP's money is in holdings SPY also owns. 0.3% of SPY's is in holdings PSP also owns. They hold 3 positions in common, counted across the 66 positions we hold weights for in PSP and 504 in SPY.

Which pays a higher dividend, PSP or SPY?

PSP yields 5.98% while SPY yields 0.98%, so PSP currently pays the higher dividend yield.

Is SPY better than PSP?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. SPY is less concentrated, with 38.0% of the fund in its ten largest positions against 48.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.