PSWD vs SCHD
Xtrackers Cybersecurity Select Equity ETF vs Schwab US Dividend Equity ETF
Which is better, PSWD or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 48.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSWD | SCHD |
|---|---|---|
| Expense Ratio | 0.20% | 0.06%Best |
| AUM | $5M | $112.2B |
| Dividend Yield | 0.63% | 3.13% |
| Holdings | 53 | 103 |
| YTD Return | +35.98%Best | +26.13% |
| 1Y Return | +24.32% | +30.01%Best |
| 3Y Return (annualized) | - | +16.09% |
| 5Y Return (annualized) | - | +9.95% |
| Volatility (annualized) | 21.5% | 13.1%Best |
| Max Drawdown | -23.7% | -16.1%Best |
| $10,000 over 2.6 years | $14,424 | $14,746Best |
| Top 10 Weight | 48.2% | 41.5%Best |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jul 13, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 7, 2024 to Sep 8, 2026 (2.6 years).
PSWD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
PSWD vs SCHD Performance
Xtrackers Cybersecurity Select Equity ETF (PSWD) is an ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PSWD returned +24.32% while SCHD returned +30.01%. Year to date, PSWD is up 35.98% versus a gain of 26.13% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSWD has been the more volatile fund, with annualized monthly volatility of 21.5% compared with 13.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.7% for PSWD and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.10. They move largely independently of each other.
Fees and Cost Over Time
PSWD charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, PSWD currently yields 0.63% against 3.13% for SCHD.
Holdings Overlap
5.0% of PSWD's money is in holdings SCHD also owns. 0.2% of SCHD's money is in holdings PSWD also owns.
PSWD and SCHD share little of their money.
1 positions in common, counted across the 53 positions we hold weights for in PSWD and 100 in SCHD, against full books of 53 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for PSWD (99.5% of the fund), and 27 for PSWD that do not appear in SCHD (66.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PSWD | Weight in SCHD | Difference |
|---|---|---|---|
| BAHBooz Allen Hamilton Holding Corp C | 4.95% | 0.23% | 4.72% |
You are not choosing between two funds in isolation.
Whichever of PSWD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSWD or SCHD?
PSWD has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, PSWD or SCHD?
Over the past year PSWD returned +24.32% vs +30.01% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSWD or SCHD?
PSWD has been the more volatile fund at 21.5% annualized versus 13.1% for SCHD. Worst drawdown: PSWD -23.7% vs SCHD -16.1%.
Should I hold both PSWD and SCHD?
PSWD and SCHD have a monthly-return correlation of 0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PSWD and SCHD?
5.0% of PSWD's money is in holdings SCHD also owns. 0.2% of SCHD's is in holdings PSWD also owns. They hold 1 positions in common, counted across the 53 positions we hold weights for in PSWD and 100 in SCHD.
Which pays a higher dividend, PSWD or SCHD?
PSWD yields 0.63% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PSWD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 48.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.