PSWD vs VYM
Xtrackers Cybersecurity Select Equity ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. PSWD delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | PSWD | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.04% | |
| AUM | $5M | $81.6B | |
| Dividend Yield | 0.63% | 2.24% | |
| Holdings | 53 | 616 | |
| YTD Return | +38.68% | +15.60% | |
| 1Y Return | +31.56% | +23.48% | |
| 3Y Return (annualized) | - | +19.07% | |
| 5Y Return (annualized) | - | +12.50% | |
| Volatility (annualized) | 21.4% | 14.6% | |
| Max Drawdown | -23.7% | -58.8% | |
| Fund Family | Xtrackers ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 13, 2023 | Nov 10, 2006 |
PSWD vs VYM Performance
Xtrackers Cybersecurity Select Equity ETF (PSWD) is a ETF from Xtrackers ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year PSWD returned +31.56% while VYM returned +23.48%. Year to date, PSWD is up 38.68% versus a gain of 15.60% for VYM.
Risk: Volatility and Drawdowns
PSWD has been the more volatile fund, with annualized monthly volatility of 21.4% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.7% for PSWD and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PSWD charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, PSWD currently yields 0.63% against 2.24% for VYM.
Holdings Overlap
PSWD and VYM share 1 holdings out of 653 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PSWD | Weight in VYM | Difference |
|---|---|---|---|
| YOU | 0.77% | 0.02% | 0.75% |
Frequently Asked Questions
Which is cheaper, PSWD or VYM?
PSWD has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, PSWD or VYM?
Over the past year PSWD returned +31.56% vs +23.48% for VYM, so PSWD leads on 1-year performance. Over the longest common window we track (3 years), PSWD annualized +16.39% vs +7.05% for VYM. Past performance does not guarantee future results.
Which is riskier, PSWD or VYM?
PSWD has been the more volatile fund at 21.4% annualized versus 14.6% for VYM. Worst drawdown: PSWD -23.7% vs VYM -58.8%.
Should I hold both PSWD and VYM?
PSWD and VYM have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PSWD and VYM?
PSWD and VYM share 1 common holdings with a 0.0% weight overlap. Combined, they hold 653 unique securities.
Which pays a higher dividend, PSWD or VYM?
PSWD yields 0.63% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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