PSWD vs SPY

PSWD vs SPY

Which is better, PSWD or SPY?

Each has led over a different period.

SPY has a lower expense ratio. PSWD led over 1Y, SPY over the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 48.0%.

Lower Fees: SPYHigher Returns: splitLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPSWDSPY
Expense Ratio0.20%0.09%Best
AUM$5M$804.7B
Dividend Yield0.56%0.98%
Holdings53505
YTD Return+44.22%Best+13.51%
1Y Return+27.21%Best+18.19%
3Y Return (annualized)-+23.29%
5Y Return (annualized)-+13.21%
Volatility (annualized)21.3%11.9%Best
Max Drawdown-23.7%-18.8%Best
$10,000 over 2.6 years$15,189$15,864Best
Top 10 Weight48.0%37.8%Best
Fund FamilyXtrackers ETFsState Street Investment Management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJul 13, 2023Jan 22, 1993

Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 7, 2024 to Sep 25, 2026 (2.6 years).

PSWD vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.

PSWD vs SPY Performance

Xtrackers Cybersecurity Select Equity ETF (PSWD) is an ETF from Xtrackers ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year PSWD returned +27.21% while SPY returned +18.19%. Year to date, PSWD is up 44.22% versus a gain of 13.51% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSWD has been the more volatile fund, with annualized monthly volatility of 21.3% compared with 11.9% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.7% for PSWD and -18.8% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PSWD charges 0.20% per year while SPY charges 0.09%. On a $10,000 position that is $20 vs $9 annually, a gap of $11 per year that compounds over a long holding period. On income, PSWD currently yields 0.56% against 0.98% for SPY.

Holdings Overlap

PSWD already in SPY21.7%
SPY already in PSWD1.0%

21.7% of PSWD's money is in holdings SPY also owns. 1.0% of SPY's money is in holdings PSWD also owns.

PSWD and SPY share little of their money.

6 positions in common, counted across the 51 positions we hold weights for in PSWD and 504 in SPY, against full books of 53 and 505.

What only one of them owns

Our book lists 491 positions for SPY that do not appear in our book for PSWD (98.3% of the fund), and 21 for PSWD that do not appear in SPY (50.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PSWDWeight in SPYDifference
CRWDCrowdstrike Holdings Inc4.74%0.33%4.41%
PANWPalo Alto Networks, Inc4.56%0.45%4.11%
FTNTFortinet Inc4.39%0.15%4.24%
FFIVF5 Networks Inc.4.15%0.03%4.12%
AKAMAkamai Technologies Inc.3.70%0.02%3.68%
SQBlock Inc0.15%0.06%0.09%

21.7% of PSWD is already inside SPY.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PSWDSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PSWD or SPY?

PSWD has an expense ratio of 0.20% while SPY charges 0.09%. SPY is the cheaper option, by $11 a year on a $10,000 investment.

Which performed better, PSWD or SPY?

Over the past year PSWD returned +27.21% vs +18.19% for SPY, so PSWD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PSWD or SPY?

PSWD has been the more volatile fund at 21.3% annualized versus 11.9% for SPY. Worst drawdown: PSWD -23.7% vs SPY -18.8%.

Should I hold both PSWD and SPY?

PSWD and SPY have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PSWD and SPY?

21.7% of PSWD's money is in holdings SPY also owns. 1.0% of SPY's is in holdings PSWD also owns. They hold 6 positions in common, counted across the 51 positions we hold weights for in PSWD and 504 in SPY.

Which pays a higher dividend, PSWD or SPY?

PSWD yields 0.56% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than PSWD?

SPY has a lower expense ratio. PSWD led over 1Y, SPY over the full window. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 48.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.