PTMC vs VTI
Pacer Trendpilot US Mid Cap ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PTMC or VTI?
Mid Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. PTMC is less concentrated, with 7.8% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTMC | VTI |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $384M | $666.9B |
| Dividend Yield | 1.61% | 1.03% |
| Holdings | 402 | 3,543 |
| YTD Return | +9.14% | +11.06%Best |
| 1Y Return | +10.30% | +15.41%Best |
| 3Y Return (annualized) | +8.05% | +20.48%Best |
| 5Y Return (annualized) | +2.92% | +11.52%Best |
| Volatility (annualized) | 12.2%Best | 15.6% |
| Max Drawdown | -20.5%Best | -35.0% |
| $10,000 over 5 years | $11,548 | $17,249Best |
| Top 10 Weight | 7.8%Best | 33.3% |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Blend |
| Inception | Jun 11, 2015 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 12, 2015 to Sep 16, 2026 (11.3 years).
PTMC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.3 years both funds cover.
PTMC vs VTI Performance
Pacer Trendpilot US Mid Cap ETF (PTMC) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PTMC returned +10.30% while VTI returned +15.41%. Year to date, PTMC is up 9.14% versus a gain of 11.06% for VTI.
Over three years, PTMC compounded at +8.05% per year against +20.48% for VTI; over five years the annualized figures are +2.92% and +11.52% respectively. Across the full 11-year window we track, VTI has the edge at +12.25% annualized vs +4.92%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 12.2% for PTMC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.5% for PTMC and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PTMC charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, PTMC currently yields 1.61% against 1.03% for VTI.
Holdings Overlap
98.0% of PTMC's money is in holdings VTI also owns. 4.9% of VTI's money is in holdings PTMC also owns.
Most of PTMC is already inside VTI. Owning both mostly buys the same companies twice.
391 positions in common, counted across the 398 positions we hold weights for in PTMC and 3,463 in VTI, against full books of 402 and 3,543.
What only one of them owns
Our book lists 804 positions for VTI that do not appear in our book for PTMC (92.7% of the fund), and 4 for PTMC that do not appear in VTI (0.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PTMC | Weight in VTI | Difference |
|---|---|---|---|
| TWLOTwilio Inc. Class A | 1.00% | 0.04% | 0.96% |
| ILMNIllumina, Inc. | 0.91% | 0.04% | 0.87% |
| 0RMV:LNTechnipfmc Plc Ordinary Shares | 0.88% | 0.04% | 0.84% |
| OKTAOkta Inc. | 0.82% | 0.03% | 0.79% |
| PSTGPure Storage Inc. Class A | 0.82% | 0.03% | 0.79% |
| ATIAti Inc | 0.78% | 0.04% | 0.74% |
| NVT:IENvent Electric Plc Ordinary Shares | 0.69% | 0.03% | 0.66% |
| CRSCarpenter Technology Corpcommon Stock | 0.66% | 0.03% | 0.63% |
| USFDUS Foods Holding Corp | 0.65% | 0.03% | 0.62% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 0.64% | 0.03% | 0.61% |
98.0% of PTMC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTMC or VTI?
PTMC has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, PTMC or VTI?
Over the past year PTMC returned +10.30% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), PTMC annualized +4.92% vs +12.25% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTMC or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 12.2% for PTMC. Worst drawdown: PTMC -20.5% vs VTI -35.0%.
Should I hold both PTMC and VTI?
PTMC and VTI have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PTMC and VTI?
98.0% of PTMC's money is in holdings VTI also owns. 4.9% of VTI's is in holdings PTMC also owns. They hold 391 positions in common, counted across the 398 positions we hold weights for in PTMC and 3,463 in VTI.
Which pays a higher dividend, PTMC or VTI?
PTMC yields 1.61% while VTI yields 1.03%, so PTMC currently pays the higher dividend yield.
Is VTI better than PTMC?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. PTMC is less concentrated, with 7.8% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.