PZT vs VOO

PZT vs VOO

Which is better, PZT or VOO?

Municipal New York against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPZTVOO
Expense Ratio0.28%0.03%Best
AUM$140M$997.4B
Dividend Yield3.82%1.04%
Holdings1,230509
YTD Return-3.03%+12.37%Best
1Y Return-1.60%+16.61%Best
3Y Return (annualized)+2.05%+21.37%Best
5Y Return (annualized)-1.24%+13.49%Best
Volatility (annualized)6.7%Best14.1%
Max Drawdown-19.1%Best-34.3%
$10,000 over 5 years$9,395$18,827Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryTax PreferredEquity
StyleMunicipal New YorkLarge Cap Blend
InceptionOct 11, 2007Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 18, 2026 (16 years).

PZT vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

PZT vs VOO Performance

Invesco New York AMT-Free Municipal Bond ETF (PZT) is an ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year PZT returned -1.60% while VOO returned +16.61%. Year to date, PZT is down 3.03% versus a gain of 12.37% for VOO.

Over three years, PZT compounded at +2.05% per year against +21.37% for VOO; over five years the annualized figures are -1.24% and +13.49% respectively. Across the full 16-year window we track, VOO has the edge at +13.39% annualized vs +0.25%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 6.7% for PZT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.1% for PZT and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.29. They move largely independently of each other.

Fees and Cost Over Time

PZT charges 0.28% per year while VOO charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, PZT currently yields 3.82% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 259 holdings in PZT and 494 in VOO, totalling 23.9% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 259 positions we hold weights for in PZT and 494 in VOO, against full books of 1,230 and 509.

You are not choosing between two funds in isolation.

Whichever of PZT and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PZTVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PZT or VOO?

PZT has an expense ratio of 0.28% while VOO charges 0.03%. VOO is the cheaper option, by $25 a year on a $10,000 investment.

Which performed better, PZT or VOO?

Over the past year PZT returned -1.60% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), PZT annualized +0.25% vs +13.39% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PZT or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 6.7% for PZT. Worst drawdown: PZT -19.1% vs VOO -34.3%.

Should I hold both PZT and VOO?

PZT and VOO have a monthly-return correlation of 0.29, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PZT or VOO?

PZT yields 3.82% while VOO yields 1.04%, so PZT currently pays the higher dividend yield.

Is VOO better than PZT?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.