QDTY vs VTI
YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QDTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.17% | 0.03% | |
| AUM | $26M | $666.9B | |
| Dividend Yield | 36.63% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +12.20% | +14.82% | |
| 1Y Return | +21.54% | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 20.0% | 15.4% | |
| Max Drawdown | -20.2% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 12, 2025 | May 24, 2001 |
QDTY vs VTI Performance
YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF (QDTY) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QDTY returned +21.54% while VTI returned +22.43%. Year to date, QDTY is up 12.20% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
QDTY has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.2% for QDTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QDTY charges 1.17% per year while VTI charges 0.03%. On a $10,000 position that is $117 vs $3 annually, a gap of $114 per year that compounds over a long holding period. On income, QDTY currently yields 36.63% against 1.07% for VTI.
Holdings Overlap
QDTY and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QDTY or VTI?
QDTY has an expense ratio of 1.17% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $114 per year of difference.
Which performed better, QDTY or VTI?
Over the past year QDTY returned +21.54% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), QDTY annualized +24.30% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, QDTY or VTI?
QDTY has been the more volatile fund at 20.0% annualized versus 15.4% for VTI. Worst drawdown: QDTY -20.2% vs VTI -56.6%.
Should I hold both QDTY and VTI?
QDTY and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between QDTY and VTI?
QDTY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, QDTY or VTI?
QDTY yields 36.63% while VTI yields 1.07%, so QDTY currently pays the higher dividend yield.
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