QDTY vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricQDTYVYMWinner
Expense Ratio1.17%0.04%
AUM$24M$79.0B
Dividend Yield31.34%2.86%
Holdings5568
YTD Return+12.06%+16.16%
1Y Return+22.54%+26.05%
3Y Return (annualized)-+18.43%
5Y Return (annualized)-+12.21%
Volatility (annualized)20.0%14.6%
Max Drawdown-20.2%-58.8%
Fund FamilyYieldMax ETFVanguard (US)
CategoryAlternativeEquity
InceptionFeb 12, 2025Nov 10, 2006

QDTY vs VYM Performance

YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF (QDTY) is a ETF from YieldMax ETF and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year QDTY returned +22.54% while VYM returned +26.05%. Year to date, QDTY is up 12.06% versus a gain of 16.16% for VYM.

Risk: Volatility and Drawdowns

QDTY has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.2% for QDTY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QDTY charges 1.17% per year while VYM charges 0.04%. On a $10,000 position that is $117 vs $4 annually, a gap of $113 per year that compounds over a long holding period. On income, QDTY currently yields 31.34% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

QDTY and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QDTY or VYM?

QDTY has an expense ratio of 1.17% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $113 per year of difference.

Which performed better, QDTY or VYM?

Over the past year QDTY returned +22.54% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), QDTY annualized +24.34% vs +7.09% for VYM. Past performance does not guarantee future results.

Which is riskier, QDTY or VYM?

QDTY has been the more volatile fund at 20.0% annualized versus 14.6% for VYM. Worst drawdown: QDTY -20.2% vs VYM -58.8%.

Should I hold both QDTY and VYM?

QDTY and VYM have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QDTY and VYM?

QDTY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.

Which pays a higher dividend, QDTY or VYM?

QDTY yields 31.34% while VYM yields 2.86%, so QDTY currently pays the higher dividend yield.

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