QDTY vs SCHD
YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF vs Schwab US Dividend Equity ETF
Which is better, QDTY or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. QDTY led over the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QDTY | SCHD |
|---|---|---|
| Expense Ratio | 1.17% | 0.06%Best |
| AUM | $39M | $112.1B |
| Dividend Yield | 36.64% | 3.00% |
| Holdings | 5 | 103 |
| YTD Return | +15.20% | +23.60%Best |
| 1Y Return | +20.16% | +28.29%Best |
| 3Y Return (annualized) | - | +16.25% |
| 5Y Return (annualized) | - | +10.25% |
| Volatility (annualized) | 19.4% | 14.0%Best |
| Max Drawdown | -20.2% | -14.0%Best |
| $10,000 over 1.6 years | $14,216Best | $12,787 |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Feb 12, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 13, 2025 to Sep 21, 2026 (1.6 years).
QDTY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
QDTY vs SCHD Performance
YieldMax Nasdaq 100 0DTE Covered Call Strategy ETF (QDTY) is an ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QDTY returned +20.16% while SCHD returned +28.29%. Year to date, QDTY is up 15.20% versus a gain of 23.60% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QDTY has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 14.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.2% for QDTY and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.12. They move largely independently of each other.
Fees and Cost Over Time
QDTY charges 1.17% per year while SCHD charges 0.06%. On a $10,000 position that is $117 vs $6 annually, a gap of $111 per year that compounds over a long holding period. On income, QDTY currently yields 36.64% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 1 holding in QDTY and 100 in SCHD, totalling 1.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in QDTY and 100 in SCHD, against full books of 5 and 103.
You are not choosing between two funds in isolation.
Whichever of QDTY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QDTY or SCHD?
QDTY has an expense ratio of 1.17% while SCHD charges 0.06%. SCHD is the cheaper option, by $111 a year on a $10,000 investment.
Which performed better, QDTY or SCHD?
Over the past year QDTY returned +20.16% vs +28.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), QDTY annualized +24.59% vs +16.61% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QDTY or SCHD?
QDTY has been the more volatile fund at 19.4% annualized versus 14.0% for SCHD. Worst drawdown: QDTY -20.2% vs SCHD -14.0%.
Should I hold both QDTY and SCHD?
QDTY and SCHD have a monthly-return correlation of 0.12, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QDTY or SCHD?
QDTY yields 36.64% while SCHD yields 3.00%, so QDTY currently pays the higher dividend yield.
Is SCHD better than QDTY?
SCHD has a lower expense ratio. QDTY led over the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.