QQQ vs SIO

QQQ vs SIO
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. SIO offers more diversification with 205 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: SIO

Side-by-Side Comparison

MetricQQQSIOWinner
Expense Ratio0.18%0.50%
AUM$496.3B$279M
Dividend Yield0.44%7.53%
Holdings108205
YTD Return+16.23%+0.94%
1Y Return+26.23%+4.01%
3Y Return (annualized)+25.75%+7.54%
5Y Return (annualized)+14.78%-
Volatility (annualized)30.6%5.7%
Max Drawdown-83.0%-7.3%
Fund FamilyInvesco (US)Touchstone Investments
CategoryEquityFixed Income
InceptionMar 10, 1999Jul 21, 2022

QQQ vs SIO Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Touchstone Strategic Income ETF (SIO) is a ETF from Touchstone Investments. Over the past year QQQ returned +26.23% while SIO returned +4.01%. Year to date, QQQ is up 16.23% versus a gain of 0.94% for SIO.

Over three years, QQQ compounded at +25.75% per year against +7.54% for SIO. Across the full 4-year window we track, QQQ has the edge at +13.02% annualized vs +5.93%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.7% for SIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -7.3% for SIO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while SIO charges 0.50%. On a $10,000 position that is $18 vs $50 annually, a gap of $32 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 7.53% for SIO.

Holdings Overlap

0.3%overlap

QQQ and SIO share 2 holdings out of 222 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in SIODifference
TXN1.12%0.16%0.96%
PAYX0.19%0.51%0.32%

Frequently Asked Questions

Which is cheaper, QQQ or SIO?

QQQ has an expense ratio of 0.18% while SIO charges 0.50%. QQQ is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, QQQ or SIO?

Over the past year QQQ returned +26.23% vs +4.01% for SIO, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +13.02% vs +5.93% for SIO. Past performance does not guarantee future results.

Which is riskier, QQQ or SIO?

QQQ has been the more volatile fund at 30.6% annualized versus 5.7% for SIO. Worst drawdown: QQQ -83.0% vs SIO -7.3%.

Should I hold both QQQ and SIO?

QQQ and SIO have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and SIO?

QQQ and SIO share 2 common holdings with a 0.3% weight overlap. Combined, they hold 222 unique securities.

Which pays a higher dividend, QQQ or SIO?

QQQ yields 0.44% while SIO yields 7.53%, so SIO currently pays the higher dividend yield.

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