QQQ vs TMFS

QQQ vs TMFS
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTMFSWinner
Expense Ratio0.18%0.85%
AUM$496.3B$60M
Dividend Yield0.44%0.00%
Holdings10834
YTD Return+16.23%+4.41%
1Y Return+26.23%+4.97%
3Y Return (annualized)+25.75%+8.44%
5Y Return (annualized)+14.78%-0.76%
Volatility (annualized)30.6%23.9%
Max Drawdown-83.0%-48.8%
Fund FamilyInvesco (US)Motley Fool Asset Management
CategoryEquityEquity
InceptionMar 10, 1999Oct 30, 2018

QQQ vs TMFS Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Motley Fool Small-Cap Growth ETF (TMFS) is a ETF from Motley Fool Asset Management. Over the past year QQQ returned +26.23% while TMFS returned +4.97%. Year to date, QQQ is up 16.23% versus a gain of 4.41% for TMFS.

Over three years, QQQ compounded at +25.75% per year against +8.44% for TMFS; over five years the annualized figures are +14.78% and -0.76% respectively. Across the full 8-year window we track, QQQ has the edge at +13.02% annualized vs +8.95%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 23.9% for TMFS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -48.8% for TMFS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while TMFS charges 0.85%. On a $10,000 position that is $18 vs $85 annually, a gap of $67 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.00% for TMFS.

Holdings Overlap

0.0%overlap

QQQ and TMFS share 0 holdings out of 134 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or TMFS?

QQQ has an expense ratio of 0.18% while TMFS charges 0.85%. QQQ is the cheaper option. On a $10,000 investment, that is $67 per year of difference.

Which performed better, QQQ or TMFS?

Over the past year QQQ returned +26.23% vs +4.97% for TMFS, so QQQ leads on 1-year performance. Over the longest common window we track (8 years), QQQ annualized +13.02% vs +8.95% for TMFS. Past performance does not guarantee future results.

Which is riskier, QQQ or TMFS?

QQQ has been the more volatile fund at 30.6% annualized versus 23.9% for TMFS. Worst drawdown: QQQ -83.0% vs TMFS -48.8%.

Should I hold both QQQ and TMFS?

QQQ and TMFS have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and TMFS?

QQQ and TMFS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 134 unique securities.

Which pays a higher dividend, QQQ or TMFS?

QQQ yields 0.44% while TMFS yields 0.00%, so QQQ currently pays the higher dividend yield.

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