QQQ vs TPHE
QQQ vs TPHE
Invesco QQQ Trust, Series 1 vs Timothy Plan High Dividend Stock Enhanced ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | TPHE | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.52% | |
| AUM | $455.8B | $24M | |
| Dividend Yield | 0.41% | 2.23% | |
| Holdings | 108 | 100 | |
| YTD Return | +18.20% | +7.12% | |
| 1Y Return | +27.63% | +3.38% | |
| 3Y Return (annualized) | +25.54% | +6.16% | |
| 5Y Return (annualized) | +15.12% | - | |
| Volatility (annualized) | 30.6% | 14.0% | |
| Max Drawdown | -83.0% | -21.4% | |
| Fund Family | Invesco (US) | Timothy Plan | |
| Category | Equity | Equity | |
| Inception | Mar 10, 1999 | Jul 28, 2021 |
QQQ vs TPHE Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Timothy Plan High Dividend Stock Enhanced ETF (TPHE) is a ETF from Timothy Plan. Over the past year QQQ returned +27.63% while TPHE returned +3.38%. Year to date, QQQ is up 18.20% versus a gain of 7.12% for TPHE.
Over three years, QQQ compounded at +25.54% per year against +6.16% for TPHE. Across the full 4-year window we track, QQQ has the edge at +13.11% annualized vs +3.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.0% for TPHE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -21.4% for TPHE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while TPHE charges 0.52%. On a $10,000 position that is $18 vs $52 annually, a gap of $34 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 2.23% for TPHE.
Frequently Asked Questions
Which is cheaper, QQQ or TPHE?
QQQ has an expense ratio of 0.18% while TPHE charges 0.52%. QQQ is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, QQQ or TPHE?
Over the past year QQQ returned +27.63% vs +3.38% for TPHE, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +13.11% vs +3.14% for TPHE. Past performance does not guarantee future results.
Which is riskier, QQQ or TPHE?
QQQ has been the more volatile fund at 30.6% annualized versus 14.0% for TPHE. Worst drawdown: QQQ -83.0% vs TPHE -21.4%.
Should I hold both QQQ and TPHE?
QQQ and TPHE have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QQQ or TPHE?
QQQ yields 0.41% while TPHE yields 2.23%, so TPHE currently pays the higher dividend yield.
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