QQQ vs TPHE
Invesco QQQ Trust, Series 1 vs Timothy Plan High Dividend Stock Enhanced ETF
Which is better, QQQ or TPHE?
Large Cap Growth against Mid Cap Value.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TPHE |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.52% |
| AUM | $483.5B | $24M |
| Dividend Yield | 0.44% | 2.23% |
| Holdings | 107 | 100 |
| Volatility (annualized) | 20.5% | 14.0%Best |
| Max Drawdown | -35.1% | -21.4%Best |
| $10,000 over 4.2 years | $16,939Best | $11,387 |
| Fund Family | Invesco (US) | Timothy Plan |
| Category | Equity | Equity |
| Style | Large Cap Growth | Mid Cap Value |
| Inception | Mar 10, 1999 | Jul 28, 2021 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 349 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QQQ has data through Sep 17, 2026 and TPHE through Oct 3, 2025.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Jul 29, 2021 to Oct 3, 2025 (4.2 years).
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 14.0% for TPHE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for QQQ and -21.4% for TPHE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.58. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while TPHE charges 0.52%. On a $10,000 position that is $18 vs $52 annually, a gap of $34 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 2.23% for TPHE.
You are not choosing between two funds in isolation.
Whichever of QQQ and TPHE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TPHE?
QQQ has an expense ratio of 0.18% while TPHE charges 0.52%. QQQ is the cheaper option, by $34 a year on a $10,000 investment.
Which is riskier, QQQ or TPHE?
QQQ has been the more volatile fund at 20.5% annualized versus 14.0% for TPHE. Worst drawdown: QQQ -35.1% vs TPHE -21.4%.
Should I hold both QQQ and TPHE?
QQQ and TPHE have a monthly-return correlation of 0.58, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or TPHE?
QQQ yields 0.44% while TPHE yields 2.23%, so TPHE currently pays the higher dividend yield.
Is TPHE better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.