TPHE vs VXUS
Timothy Plan High Dividend Stock Enhanced ETF vs Vanguard Total International Stock ETF
Which is better, TPHE or VXUS?
Mid Cap Value against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TPHE | VXUS |
|---|---|---|
| Expense Ratio | 0.52% | 0.05%Best |
| AUM | $24M | $158.1B |
| Dividend Yield | 2.23% | 2.51% |
| Holdings | 100 | 8,747 |
| Volatility (annualized) | 14.0%Best | 15.1% |
| Max Drawdown | -21.4%Best | -29.4% |
| $10,000 over 4.2 years | $11,387 | $13,069Best |
| Fund Family | Timothy Plan | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Jul 28, 2021 | Jan 26, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 353 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TPHE has data through Oct 3, 2025 and VXUS through Sep 21, 2026.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Jul 29, 2021 to Oct 3, 2025 (4.2 years).
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 14.0% for TPHE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.4% for TPHE and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TPHE charges 0.52% per year while VXUS charges 0.05%. On a $10,000 position that is $52 vs $5 annually, a gap of $47 per year that compounds over a long holding period. On income, TPHE currently yields 2.23% against 2.51% for VXUS.
You are not choosing between two funds in isolation.
Whichever of TPHE and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TPHE or VXUS?
TPHE has an expense ratio of 0.52% while VXUS charges 0.05%. VXUS is the cheaper option, by $47 a year on a $10,000 investment.
Which is riskier, TPHE or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 14.0% for TPHE. Worst drawdown: TPHE -21.4% vs VXUS -29.4%.
Should I hold both TPHE and VXUS?
TPHE and VXUS have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TPHE or VXUS?
TPHE yields 2.23% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than TPHE?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.