QQQJ vs VTI

QQQJ vs VTI

Which is better, QQQJ or VTI?

Mid Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. QQQJ led over 1Y and 3Y, VTI over 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. QQQJ is less concentrated, with 19.6% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: QQQJ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQJVTI
Expense Ratio0.15%0.03%Best
AUM$1.2B$666.9B
Dividend Yield0.54%1.03%
Holdings1073,543
YTD Return+18.44%Best+12.08%
1Y Return+25.06%Best+16.31%
3Y Return (annualized)+21.67%Best+20.83%
5Y Return (annualized)+6.17%+11.89%Best
Volatility (annualized)19.5%15.7%Best
Max Drawdown-39.6%-25.4%Best
$10,000 over 5 years$13,490$17,537Best
Top 10 Weight19.6%Best33.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionOct 13, 2020May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Oct 13, 2020 to Sep 14, 2026 (5.9 years).

QQQJ vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.9 years both funds cover.

QQQJ vs VTI Performance

Invesco NASDAQ Next Gen 100 ETF (QQQJ) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QQQJ returned +25.06% while VTI returned +16.31%. Year to date, QQQJ is up 18.44% versus a gain of 12.08% for VTI.

Over three years, QQQJ compounded at +21.67% per year against +20.83% for VTI; over five years the annualized figures are +6.17% and +11.89% respectively. Across the full 6-year window we track, VTI has the edge at +14.77% annualized vs +9.67%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQJ has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 15.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.6% for QQQJ and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QQQJ charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, QQQJ currently yields 0.54% against 1.03% for VTI.

Holdings Overlap

QQQJ already in VTI85.8%
VTI already in QQQJ2.1%

85.8% of QQQJ's money is in holdings VTI also owns. 2.1% of VTI's money is in holdings QQQJ also owns.

Most of QQQJ is already inside VTI. Owning both mostly buys the same companies twice.

87 positions in common, counted across the 106 positions we hold weights for in QQQJ and 3,463 in VTI, against full books of 107 and 3,543.

What only one of them owns

Our book lists 1,073 positions for VTI that do not appear in our book for QQQJ (95.4% of the fund), and 4 for QQQJ that do not appear in VTI (2.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QQQJWeight in VTIDifference
EBAYEbay Inc.2.27%0.07%2.20%
NTRANatera Inc2.27%0.05%2.22%
RVMDRevolution Medicines Inc2.15%0.05%2.10%
CRDO:KYCredo Technology Group Holding Ltd2.05%0.05%2.00%
FLEX:SIFlex Ltd1.97%0.06%1.91%
NTAPNetapp Inc1.80%0.05%1.75%
EXPEExpedia Group Inc (consumer Discretionary)1.79%0.05%1.74%
MDBMongodb, Inc.1.79%0.04%1.75%
KMBKimberly-Clark Corp.1.76%0.05%1.71%
UALUnited Airlines Holdings Inc.1.72%0.05%1.67%

85.8% of QQQJ is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

QQQJVTI

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Frequently Asked Questions

Which is cheaper, QQQJ or VTI?

QQQJ has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, QQQJ or VTI?

Over the past year QQQJ returned +25.06% vs +16.31% for VTI, so QQQJ leads on 1-year performance. Over the longest common window we track (6 years), QQQJ annualized +9.67% vs +14.77% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQJ or VTI?

QQQJ has been the more volatile fund at 19.5% annualized versus 15.7% for VTI. Worst drawdown: QQQJ -39.6% vs VTI -25.4%.

Should I hold both QQQJ and VTI?

QQQJ and VTI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between QQQJ and VTI?

85.8% of QQQJ's money is in holdings VTI also owns. 2.1% of VTI's is in holdings QQQJ also owns. They hold 87 positions in common, counted across the 106 positions we hold weights for in QQQJ and 3,463 in VTI.

Which pays a higher dividend, QQQJ or VTI?

QQQJ yields 0.54% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than QQQJ?

VTI has a lower expense ratio. QQQJ led over 1Y and 3Y, VTI over 5Y and the full window. The two have moved almost in lockstep, correlation 0.92. QQQJ is less concentrated, with 19.6% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.