QQQS vs SCHD
Invesco NASDAQ Future Gen 200 ETF vs Schwab US Dividend Equity ETF
Which is better, QQQS or SCHD?
Small Cap Value against Large Cap Value.
SCHD has a lower expense ratio. QQQS led over 1Y, 3Y and the full window. QQQS is less concentrated, with 8.4% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQS | SCHD |
|---|---|---|
| Expense Ratio | 0.20% | 0.06%Best |
| AUM | $23M | $112.2B |
| Dividend Yield | 2.65% | 3.13% |
| Holdings | 205 | 103 |
| YTD Return | +30.81%Best | +27.56% |
| 1Y Return | +49.08%Best | +30.29% |
| 3Y Return (annualized) | +22.13%Best | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 26.6% | 13.3%Best |
| Max Drawdown | -38.1% | -16.1%Best |
| $10,000 over 3.9 years | $18,657Best | $17,341 |
| Top 10 Weight | 8.4%Best | 41.5% |
| Fund Family | Invesco (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Small Cap Value | Large Cap Value |
| Inception | Oct 13, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 13, 2022 to Sep 4, 2026 (3.9 years).
QQQS vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
QQQS vs SCHD Performance
Invesco NASDAQ Future Gen 200 ETF (QQQS) is an ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QQQS returned +49.08% while SCHD returned +30.29%. Year to date, QQQS is up 30.81% versus a gain of 27.56% for SCHD.
Over three years, QQQS compounded at +22.13% per year against +16.37% for SCHD. Across the full 4-year window we track, QQQS has the edge at +17.34% annualized vs +15.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQS has been the more volatile fund, with annualized monthly volatility of 26.6% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.1% for QQQS and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQS charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, QQQS currently yields 2.65% against 3.13% for SCHD.
Holdings Overlap
0.4% of QQQS's money is in holdings SCHD also owns. 0.3% of SCHD's money is in holdings QQQS also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 203 positions we hold weights for in QQQS and 100 in SCHD, against full books of 205 and 103.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for QQQS (99.4% of the fund), and 185 for QQQS that do not appear in SCHD (91.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQS | Weight in SCHD | Difference |
|---|---|---|---|
| SWKSSkyworks Solutions Inccommon Stock | 0.43% | 0.27% | 0.16% |
You are not choosing between two funds in isolation.
Whichever of QQQS and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQS or SCHD?
QQQS has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, QQQS or SCHD?
Over the past year QQQS returned +49.08% vs +30.29% for SCHD, so QQQS leads on 1-year performance. Over the longest common window we track (4 years), QQQS annualized +17.34% vs +15.16% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQS or SCHD?
QQQS has been the more volatile fund at 26.6% annualized versus 13.3% for SCHD. Worst drawdown: QQQS -38.1% vs SCHD -16.1%.
Should I hold both QQQS and SCHD?
QQQS and SCHD have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQS or SCHD?
QQQS yields 2.65% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than QQQS?
SCHD has a lower expense ratio. QQQS led over 1Y, 3Y and the full window. QQQS is less concentrated, with 8.4% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.