QQQS vs SCHD
Invesco NASDAQ Future Gen 200 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. QQQS delivered stronger 1-year returns. QQQS offers more diversification with 205 holdings.
Side-by-Side Comparison
| Metric | QQQS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.06% | |
| AUM | $23M | $108.7B | |
| Dividend Yield | 2.65% | 3.13% | |
| Holdings | 205 | 104 | |
| YTD Return | +30.13% | +26.50% | |
| 1Y Return | +55.88% | +31.25% | |
| 3Y Return (annualized) | +21.82% | +16.34% | |
| 5Y Return (annualized) | - | +10.10% | |
| Volatility (annualized) | 27.0% | 13.6% | |
| Max Drawdown | -38.1% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 13, 2022 | Oct 20, 2011 |
QQQS vs SCHD Performance
Invesco NASDAQ Future Gen 200 ETF (QQQS) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QQQS returned +55.88% while SCHD returned +31.25%. Year to date, QQQS is up 30.13% versus a gain of 26.50% for SCHD.
Over three years, QQQS compounded at +21.82% per year against +16.34% for SCHD. Across the full 4-year window we track, QQQS has the edge at +17.41% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQS has been the more volatile fund, with annualized monthly volatility of 27.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.1% for QQQS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQS charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, QQQS currently yields 2.65% against 3.13% for SCHD.
Holdings Overlap
QQQS and SCHD share 1 holdings out of 301 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in QQQS | Weight in SCHD | Difference |
|---|---|---|---|
| SWKS | 0.43% | 0.27% | 0.16% |
Frequently Asked Questions
Which is cheaper, QQQS or SCHD?
QQQS has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.
Which performed better, QQQS or SCHD?
Over the past year QQQS returned +55.88% vs +31.25% for SCHD, so QQQS leads on 1-year performance. Over the longest common window we track (4 years), QQQS annualized +17.41% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, QQQS or SCHD?
QQQS has been the more volatile fund at 27.0% annualized versus 13.6% for SCHD. Worst drawdown: QQQS -38.1% vs SCHD -33.4%.
Should I hold both QQQS and SCHD?
QQQS and SCHD have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQS and SCHD?
QQQS and SCHD share 1 common holdings with a 0.3% weight overlap. Combined, they hold 301 unique securities.
Which pays a higher dividend, QQQS or SCHD?
QQQS yields 2.65% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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