QSPT vs VTI
FT Vest Nasdaq-100 Buffer ETF - September vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QSPT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.90% | 0.03% | |
| AUM | $650M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +11.57% | +12.65% | |
| 1Y Return | +16.28% | +21.39% | |
| 3Y Return (annualized) | +17.92% | +21.54% | |
| 5Y Return (annualized) | +12.24% | +12.11% | |
| Volatility (annualized) | 13.5% | 15.3% | |
| Max Drawdown | -22.6% | -56.6% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 17, 2021 | May 24, 2001 |
QSPT vs VTI Performance
FT Vest Nasdaq-100 Buffer ETF - September (QSPT) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QSPT returned +16.28% while VTI returned +21.39%. Year to date, QSPT is up 11.57% versus a gain of 12.65% for VTI.
Over three years, QSPT compounded at +17.92% per year against +21.54% for VTI; over five years the annualized figures are +12.24% and +12.11% respectively. Across the full 5-year window we track, QSPT has the edge at +12.24% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.5% for QSPT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.6% for QSPT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
QSPT charges 0.90% per year while VTI charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, QSPT currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
QSPT and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QSPT or VTI?
QSPT has an expense ratio of 0.90% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $87 per year of difference.
Which performed better, QSPT or VTI?
Over the past year QSPT returned +16.28% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), QSPT annualized +12.24% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, QSPT or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.5% for QSPT. Worst drawdown: QSPT -22.6% vs VTI -56.6%.
Should I hold both QSPT and VTI?
QSPT and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between QSPT and VTI?
QSPT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, QSPT or VTI?
QSPT yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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