QSPT vs VTI

QSPT vs VTI

Which is better, QSPT or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio. QSPT led over 1Y, 5Y and the full window, VTI over 3Y. The two have moved almost in lockstep, correlation 0.91.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQSPTVTI
Expense Ratio0.90%0.03%Best
AUM$646M$666.9B
Dividend Yield0.00%1.03%
Holdings103,543
YTD Return+13.22%Best+11.06%
1Y Return+15.78%Best+15.41%
3Y Return (annualized)+17.39%+20.48%Best
5Y Return (annualized)+12.38%Best+11.52%
Volatility (annualized)13.4%Best16.0%
Max Drawdown-22.6%Best-25.4%
$10,000 over 5 years$17,924Best$17,249
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionSep 17, 2021May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 20, 2021 to Sep 16, 2026 (5 years).

QSPT vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.

QSPT vs VTI Performance

FT Vest Nasdaq-100 Buffer ETF - September (QSPT) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year QSPT returned +15.78% while VTI returned +15.41%. Year to date, QSPT is up 13.22% versus a gain of 11.06% for VTI.

Over three years, QSPT compounded at +17.39% per year against +20.48% for VTI; over five years the annualized figures are +12.38% and +11.52% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.4% for QSPT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.6% for QSPT and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

QSPT charges 0.90% per year while VTI charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, QSPT currently yields 0.00% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of QSPT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QSPTVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QSPT or VTI?

QSPT has an expense ratio of 0.90% while VTI charges 0.03%. VTI is the cheaper option, by $87 a year on a $10,000 investment.

Which performed better, QSPT or VTI?

Over the past year QSPT returned +15.78% vs +15.41% for VTI, so QSPT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QSPT or VTI?

VTI has been the more volatile fund at 16.0% annualized versus 13.4% for QSPT. Worst drawdown: QSPT -22.6% vs VTI -25.4%.

Should I hold both QSPT and VTI?

QSPT and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, QSPT or VTI?

QSPT yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than QSPT?

VTI has a lower expense ratio. QSPT led over 1Y, 5Y and the full window, VTI over 3Y. The two have moved almost in lockstep, correlation 0.91. Which one suits a particular account depends on what it is for. This is information, not a recommendation.