RAAX vs VTI
VanEck Real Assets ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RAAX or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. RAAX led over 1Y and 5Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RAAX | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $1.1B | $666.9B |
| Dividend Yield | 1.95% | 1.03% |
| Holdings | 113 | 3,543 |
| YTD Return | +14.71%Best | +13.60% |
| 1Y Return | +21.60%Best | +18.17% |
| 3Y Return (annualized) | +19.67% | +23.04%Best |
| 5Y Return (annualized) | +13.42%Best | +12.14% |
| Volatility (annualized) | 14.7%Best | 16.9% |
| Max Drawdown | -33.9%Best | -35.0% |
| $10,000 over 5 years | $18,769Best | $17,734 |
| Top 10 Weight | 55.1% | 33.3%Best |
| Fund Family | VanEck | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Apr 9, 2018 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Apr 10, 2018 to Sep 25, 2026 (8.5 years).
RAAX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.5 years both funds cover.
RAAX vs VTI Performance
VanEck Real Assets ETF (RAAX) is an ETF from VanEck and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RAAX returned +21.60% while VTI returned +18.17%. Year to date, RAAX is up 14.71% versus a gain of 13.60% for VTI.
Over three years, RAAX compounded at +19.67% per year against +23.04% for VTI; over five years the annualized figures are +13.42% and +12.14% respectively. Across the full 9-year window we track, VTI has the edge at +13.88% annualized vs +8.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 14.7% for RAAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for RAAX and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RAAX charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, RAAX currently yields 1.95% against 1.03% for VTI.
Holdings Overlap
39.9% of RAAX's money is in holdings VTI also owns. 6.9% of VTI's money is in holdings RAAX also owns.
The two portfolios partly overlap.
68 positions in common, counted across the 115 positions we hold weights for in RAAX and 3,463 in VTI, against full books of 113 and 3,543.
What only one of them owns
Our book lists 1,089 positions for VTI that do not appear in our book for RAAX (90.7% of the fund), and 7 for RAAX that do not appear in VTI (44.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RAAX | Weight in VTI | Difference |
|---|---|---|---|
| WMBWilliams Cos. Inc. | 1.90% | 0.12% | 1.78% |
| TRGPTarga Resources Corp Preferred | 1.76% | 0.08% | 1.68% |
| KMIKinder Morgan Inc./de | 1.71% | 0.08% | 1.63% |
| XOMExxon Mobil Corp. | 0.85% | 0.89% | 0.04% |
| CSXCsx Corp. | 1.19% | 0.13% | 1.06% |
| PWRQuanta Services Inc | 1.16% | 0.14% | 1.02% |
| NEMNewmont Corp Common | 1.14% | 0.14% | 1.00% |
| CATCaterpillar, Inc. | 0.73% | 0.52% | 0.21% |
| MPCMarathon Petroleum Corp | 1.08% | 0.13% | 0.95% |
| VLOValero Energy | 1.05% | 0.13% | 0.92% |
39.9% of RAAX is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RAAX or VTI?
RAAX has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, RAAX or VTI?
Over the past year RAAX returned +21.60% vs +18.17% for VTI, so RAAX leads on 1-year performance. Over the longest common window we track (9 years), RAAX annualized +8.99% vs +13.88% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RAAX or VTI?
VTI has been the more volatile fund at 16.9% annualized versus 14.7% for RAAX. Worst drawdown: RAAX -33.9% vs VTI -35.0%.
Should I hold both RAAX and VTI?
RAAX and VTI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RAAX and VTI?
39.9% of RAAX's money is in holdings VTI also owns. 6.9% of VTI's is in holdings RAAX also owns. They hold 68 positions in common, counted across the 115 positions we hold weights for in RAAX and 3,463 in VTI.
Which pays a higher dividend, RAAX or VTI?
RAAX yields 1.95% while VTI yields 1.03%, so RAAX currently pays the higher dividend yield.
Is VTI better than RAAX?
VTI has a lower expense ratio. RAAX led over 1Y and 5Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 55.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.