RECI vs VTI

RECI vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricRECIVTIWinner
Expense Ratio0.30%0.03%
AUM-$666.9B
Dividend Yield0.00%1.07%
Holdings3563,543
YTD Return+1.49%+13.67%
1Y Return-+22.17%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.51%
Volatility (annualized)-15.3%
Max Drawdown-1.4%-56.6%
Fund FamilyColumbia Threadneedle InvestmentsVanguard (US)
CategoryEquityEquity
InceptionJul 14, 2026May 24, 2001

RECI vs VTI Performance

Columbia Research Enhanced Core Premium Income ETF (RECI) is a ETF from Columbia Threadneedle Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, RECI is up 1.49% versus a gain of 13.67% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.4% for RECI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RECI charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, RECI currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

32.1%overlap

RECI and VTI share 278 holdings out of 2865 unique holdings combined, representing a 32.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RECIWeight in VTIDifference
AAPL9.96%5.84%4.12%
NVDA8.55%6.32%2.23%
META3.45%1.70%1.75%
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Frequently Asked Questions

Which is cheaper, RECI or VTI?

RECI has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $27 per year of difference.

What is the holdings overlap between RECI and VTI?

RECI and VTI share 278 common holdings with a 32.1% weight overlap. Combined, they hold 2865 unique securities.

Which pays a higher dividend, RECI or VTI?

RECI yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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