RECI vs SPY

RECI vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricRECISPYWinner
Expense Ratio0.30%0.09%
AUM-$821.1B
Dividend Yield0.00%1.01%
Holdings356505
YTD Return+1.49%+13.17%
1Y Return-+21.53%
3Y Return (annualized)-+22.06%
5Y Return (annualized)-+13.35%
Volatility (annualized)-15.3%
Max Drawdown-1.4%-56.5%
Fund FamilyColumbia Threadneedle InvestmentsState Street Investment Management
CategoryEquityEquity
InceptionJul 14, 2026Jan 22, 1993

RECI vs SPY Performance

Columbia Research Enhanced Core Premium Income ETF (RECI) is a ETF from Columbia Threadneedle Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, RECI is up 1.49% versus a gain of 13.17% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.4% for RECI and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RECI charges 0.30% per year while SPY charges 0.09%. On a $10,000 position that is $30 vs $9 annually, a gap of $21 per year that compounds over a long holding period. On income, RECI currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

36.3%overlap

RECI and SPY share 176 holdings out of 684 unique holdings combined, representing a 36.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RECIWeight in SPYDifference
AAPL9.96%6.83%3.13%
NVDA8.55%7.71%0.84%
META3.45%1.94%1.51%
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Frequently Asked Questions

Which is cheaper, RECI or SPY?

RECI has an expense ratio of 0.30% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

What is the holdings overlap between RECI and SPY?

RECI and SPY share 176 common holdings with a 36.3% weight overlap. Combined, they hold 684 unique securities.

Which pays a higher dividend, RECI or SPY?

RECI yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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