RFDI vs VXUS
First Trust RiverFront Dynamic Developed International ETF vs Vanguard Total International Stock ETF
Which is better, RFDI or VXUS?
Each has led over a different period.
VXUS has a lower expense ratio. RFDI led over 1Y and 3Y, VXUS over 5Y and the full window. The two have moved almost in lockstep, correlation 0.94.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RFDI | VXUS |
|---|---|---|
| Expense Ratio | 0.83% | 0.05%Best |
| AUM | $168M | $158.1B |
| Dividend Yield | 3.08% | 2.51% |
| Holdings | 157 | 8,747 |
| YTD Return | +14.53%Best | +13.64% |
| 1Y Return | +22.37%Best | +20.82% |
| 3Y Return (annualized) | +21.56%Best | +19.58% |
| 5Y Return (annualized) | +8.40% | +9.14%Best |
| Volatility (annualized) | 15.3% | 14.7%Best |
| Max Drawdown | -42.4% | -39.9%Best |
| $10,000 over 5 years | $14,967 | $15,485Best |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 14, 2016 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 14, 2016 to Sep 11, 2026 (10.4 years).
RFDI vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.4 years both funds cover.
RFDI vs VXUS Performance
First Trust RiverFront Dynamic Developed International ETF (RFDI) is an ETF from First Trust Portfolios (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year RFDI returned +22.37% while VXUS returned +20.82%. Year to date, RFDI is up 14.53% versus a gain of 13.64% for VXUS.
Over three years, RFDI compounded at +21.56% per year against +19.58% for VXUS; over five years the annualized figures are +8.40% and +9.14% respectively. Across the full 10-year window we track, VXUS has the edge at +8.09% annualized vs +7.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RFDI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.7% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.4% for RFDI and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
RFDI charges 0.83% per year while VXUS charges 0.05%. On a $10,000 position that is $83 vs $5 annually, a gap of $78 per year that compounds over a long holding period. On income, RFDI currently yields 3.08% against 2.51% for VXUS.
Holdings Overlap
At least 69.2% of RFDI's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
100 positions in common, counted across the 147 positions we hold weights for in RFDI and 8,082 in VXUS, against full books of 157 and 8,747.
Top Shared Holdings
| Stock | Weight in RFDI | Weight in VXUS | Difference |
|---|---|---|---|
| HSBA:LNHsbc Securities Inc | 3.27% | 0.82% | 2.45% |
| 6857:JPAdvantest Corp | 3.66% | 0.32% | 3.34% |
| ASML:ASASML Holding NV - Ordinary Shares | 2.23% | 1.42% | 0.81% |
| NOVN:SMNovartis Ag Ordinary Shares | 2.02% | 0.65% | 1.37% |
| UBSG:SMUbs Group Ag Ordinary Shares | 1.99% | 0.37% | 1.62% |
| BNP:PABnp Paribas Sa | 1.87% | 0.28% | 1.59% |
| BARC:LNBarclays Plc | 1.93% | 0.21% | 1.72% |
| ABBN:SMABB Ltd. - Ordinary Shares | 1.78% | 0.34% | 1.44% |
| 8411:JPMizuho Financial Group Inc. Com Stk | 1.65% | 0.27% | 1.38% |
| BP:LNBp Plc Common Stock Gbp | 1.33% | 0.26% | 1.07% |
69.2% of RFDI is already inside VXUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RFDI or VXUS?
RFDI has an expense ratio of 0.83% while VXUS charges 0.05%. VXUS is the cheaper option, by $78 a year on a $10,000 investment.
Which performed better, RFDI or VXUS?
Over the past year RFDI returned +22.37% vs +20.82% for VXUS, so RFDI leads on 1-year performance. Over the longest common window we track (10 years), RFDI annualized +7.95% vs +8.09% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RFDI or VXUS?
RFDI has been the more volatile fund at 15.3% annualized versus 14.7% for VXUS. Worst drawdown: RFDI -42.4% vs VXUS -39.9%.
Should I hold both RFDI and VXUS?
RFDI and VXUS have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between RFDI and VXUS?
At least 69.2% of RFDI's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 100 positions in common, counted across the 147 positions we hold weights for in RFDI and 8,082 in VXUS.
Which pays a higher dividend, RFDI or VXUS?
RFDI yields 3.08% while VXUS yields 2.51%, so RFDI currently pays the higher dividend yield.
Is VXUS better than RFDI?
VXUS has a lower expense ratio. RFDI led over 1Y and 3Y, VXUS over 5Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.