RFDI vs VXUS

Quick Verdict

VXUS has a lower expense ratio. RFDI delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: RFDIMore Diversified: VXUS

Side-by-Side Comparison

MetricRFDIVXUSWinner
Expense Ratio0.83%0.05%
AUM$161M$156.5B
Dividend Yield3.25%2.60%
Holdings1598,747
YTD Return+15.09%+14.57%
1Y Return+29.18%+27.82%
3Y Return (annualized)+21.27%+19.27%
5Y Return (annualized)+8.80%+9.28%
Volatility (annualized)15.4%15.1%
Max Drawdown-42.4%-39.9%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
InceptionApr 14, 2016Jan 26, 2011

RFDI vs VXUS Performance

First Trust RiverFront Dynamic Developed International ETF (RFDI) is a ETF from First Trust Portfolios (US) and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year RFDI returned +29.18% while VXUS returned +27.82%. Year to date, RFDI is up 15.09% versus a gain of 14.57% for VXUS.

Over three years, RFDI compounded at +21.27% per year against +19.27% for VXUS; over five years the annualized figures are +8.80% and +9.28% respectively. Across the full 10-year window we track, RFDI has the edge at +8.08% annualized vs +4.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RFDI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -42.4% for RFDI and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RFDI charges 0.83% per year while VXUS charges 0.05%. On a $10,000 position that is $83 vs $5 annually, a gap of $78 per year that compounds over a long holding period. On income, RFDI currently yields 3.25% against 2.60% for VXUS.

Holdings Overlap

10.9%overlap

RFDI and VXUS share 95 holdings out of 7913 unique holdings combined, representing a 10.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RFDIWeight in VXUSDifference
HSBA:LN3.02%0.72%2.30%
ASML:AS1.99%1.29%0.70%
NOVN:SM2.23%0.73%1.50%
TTE:PAProProPro
BBVA:MAProProPro
ABBN:SMProProPro
UBSG:SMProProPro
BNP:PAProProPro
BARC:LNProProPro
NESN:SMProProPro
See all 10 holdings RFDI shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, RFDI or VXUS?

RFDI has an expense ratio of 0.83% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $78 per year of difference.

Which performed better, RFDI or VXUS?

Over the past year RFDI returned +29.18% vs +27.82% for VXUS, so RFDI leads on 1-year performance. Over the longest common window we track (10 years), RFDI annualized +8.08% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, RFDI or VXUS?

RFDI has been the more volatile fund at 15.4% annualized versus 15.1% for VXUS. Worst drawdown: RFDI -42.4% vs VXUS -39.9%.

Should I hold both RFDI and VXUS?

RFDI and VXUS have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between RFDI and VXUS?

RFDI and VXUS share 95 common holdings with a 10.9% weight overlap. Combined, they hold 7913 unique securities.

Which pays a higher dividend, RFDI or VXUS?

RFDI yields 3.25% while VXUS yields 2.60%, so RFDI currently pays the higher dividend yield.

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