RMRC vs SCHD
ARMOR Core Risk-Managed ETF vs Schwab US Dividend Equity ETF
Which is better, RMRC or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 94.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RMRC | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $10M | $112.1B |
| Dividend Yield | 0.58% | 3.00% |
| Holdings | 12 | 103 |
| YTD Return | +1.33% | +23.46%Best |
| 1Y Return | - | +27.20% |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Top 10 Weight | 94.0% | 41.8%Best |
| Fund Family | Armor ETFs | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Feb 23, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
RMRC vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
RMRC vs SCHD Performance
ARMOR Core Risk-Managed ETF (RMRC) is an ETF from Armor ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, RMRC is up 1.33% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
RMRC charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, RMRC currently yields 0.58% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 11 holdings in RMRC and 100 in SCHD, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 11 positions we hold weights for in RMRC and 100 in SCHD, against full books of 12 and 103.
What only one of them owns
Measured across the 11 and 100 positions we hold weights for.
SCHD holds 99 positions RMRC does not, 99.9% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
You are not choosing between two funds in isolation.
Whichever of RMRC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RMRC or SCHD?
RMRC has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which pays a higher dividend, RMRC or SCHD?
RMRC yields 0.58% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RMRC?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 94.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.