Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricRMRCVYMWinner
Expense Ratio0.50%0.04%
AUM$8M$79.0B
Dividend Yield0.59%2.86%
Holdings12568
YTD Return+3.66%+15.80%
1Y Return-+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-6.6%-58.8%
Fund FamilyArmor ETFsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionFeb 23, 2026Nov 10, 2006

RMRC vs VYM Performance

ARMOR Core Risk-Managed ETF (RMRC) is a ETF from Armor ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, RMRC is up 3.66% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -6.6% for RMRC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RMRC charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, RMRC currently yields 0.59% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

RMRC and VYM share 0 holdings out of 569 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RMRC or VYM?

RMRC has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

What is the holdings overlap between RMRC and VYM?

RMRC and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 569 unique securities.

Which pays a higher dividend, RMRC or VYM?

RMRC yields 0.59% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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