ROIS vs VTI
ROIS vs VTI
Hartford Multifactor International Small Company ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | ROIS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.03% | |
| AUM | $5M | $663.5B | |
| Dividend Yield | 5.31% | 1.07% | |
| Holdings | 293 | 3,543 | |
| YTD Return | +4.09% | +14.20% | |
| 1Y Return | +0.12% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 13.6% | 15.3% | |
| Max Drawdown | -13.0% | -56.6% | |
| Fund Family | Hartford Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 18, 2024 | May 24, 2001 |
ROIS vs VTI Performance
Hartford Multifactor International Small Company ETF (ROIS) is a ETF from Hartford Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year ROIS returned +0.12% while VTI returned +24.16%. Year to date, ROIS is up 4.09% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for ROIS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.0% for ROIS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.03. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ROIS charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, ROIS currently yields 5.31% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, ROIS or VTI?
ROIS has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, ROIS or VTI?
Over the past year ROIS returned +0.12% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), ROIS annualized +1.18% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, ROIS or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.6% for ROIS. Worst drawdown: ROIS -13.0% vs VTI -56.6%.
Should I hold both ROIS and VTI?
ROIS and VTI have a monthly-return correlation of 0.03, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, ROIS or VTI?
ROIS yields 5.31% while VTI yields 1.07%, so ROIS currently pays the higher dividend yield.
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