QQQ vs ROIS

QQQ vs ROIS

Which is better, QQQ or ROIS?

Large Cap Growth against Small Cap Blend.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQROIS
Expense Ratio0.18%Best0.49%
AUM$483.5B$5M
Dividend Yield0.44%5.31%
Holdings107293
Volatility (annualized)15.3%13.6%Best
Max Drawdown-22.8%-13.0%Best
$10,000 over 1.3 years$12,283Best$10,154
Fund FamilyInvesco (US)Hartford Funds
CategoryEquityEquity
StyleLarge Cap GrowthSmall Cap Blend
InceptionMar 10, 1999Mar 18, 2024

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 462 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QQQ has data through Sep 28, 2026 and ROIS through Jun 23, 2025.

Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Mar 19, 2024 to Jun 23, 2025 (1.3 years).

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for ROIS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.8% for QQQ and -13.0% for ROIS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at -0.07. They move largely independently of each other.

Fees and Cost Over Time

QQQ charges 0.18% per year while ROIS charges 0.49%. On a $10,000 position that is $18 vs $49 annually, a gap of $31 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 5.31% for ROIS.

You are not choosing between two funds in isolation.

Whichever of QQQ and ROIS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQROIS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or ROIS?

QQQ has an expense ratio of 0.18% while ROIS charges 0.49%. QQQ is the cheaper option, by $31 a year on a $10,000 investment.

Which is riskier, QQQ or ROIS?

QQQ has been the more volatile fund at 15.3% annualized versus 13.6% for ROIS. Worst drawdown: QQQ -22.8% vs ROIS -13.0%.

Should I hold both QQQ and ROIS?

QQQ and ROIS have a monthly-return correlation of -0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or ROIS?

QQQ yields 0.44% while ROIS yields 5.31%, so ROIS currently pays the higher dividend yield.

Is ROIS better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.