ROIS vs SPY
Hartford Multifactor International Small Company ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | ROIS | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.09% | |
| AUM | $5M | $789.1B | |
| Dividend Yield | 5.31% | 1.01% | |
| Holdings | 293 | 505 | |
| YTD Return | +4.09% | +13.75% | |
| 1Y Return | +0.12% | +22.91% | |
| 3Y Return (annualized) | - | +21.67% | |
| 5Y Return (annualized) | - | +13.32% | |
| Volatility (annualized) | 13.6% | 15.3% | |
| Max Drawdown | -13.0% | -56.5% | |
| Fund Family | Hartford Funds | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Mar 18, 2024 | Jan 22, 1993 |
ROIS vs SPY Performance
Hartford Multifactor International Small Company ETF (ROIS) is a ETF from Hartford Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year ROIS returned +0.12% while SPY returned +22.91%. Year to date, ROIS is up 4.09% versus a gain of 13.75% for SPY.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for ROIS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.0% for ROIS and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ROIS charges 0.49% per year while SPY charges 0.09%. On a $10,000 position that is $49 vs $9 annually, a gap of $40 per year that compounds over a long holding period. On income, ROIS currently yields 5.31% against 1.01% for SPY.
Frequently Asked Questions
Which is cheaper, ROIS or SPY?
ROIS has an expense ratio of 0.49% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $40 per year of difference.
Which performed better, ROIS or SPY?
Over the past year ROIS returned +0.12% vs +22.91% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), ROIS annualized +1.18% vs +8.85% for SPY. Past performance does not guarantee future results.
Which is riskier, ROIS or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 13.6% for ROIS. Worst drawdown: ROIS -13.0% vs SPY -56.5%.
Should I hold both ROIS and SPY?
ROIS and SPY have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, ROIS or SPY?
ROIS yields 5.31% while SPY yields 1.01%, so ROIS currently pays the higher dividend yield.
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