RSBY vs SPY
Return Stacked Bonds & Futures Yield ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | RSBY | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.09% | |
| AUM | $55M | $821.1B | |
| Dividend Yield | 1.78% | 1.01% | |
| Holdings | 35 | 505 | |
| YTD Return | +17.41% | +12.68% | |
| 1Y Return | +12.88% | +21.82% | |
| 3Y Return (annualized) | - | +21.98% | |
| 5Y Return (annualized) | - | +12.89% | |
| Volatility (annualized) | 13.8% | 15.3% | |
| Max Drawdown | -23.4% | -56.5% | |
| Fund Family | Return Stacked ETF | State Street Investment Management | |
| Category | Alternative | Equity | |
| Inception | Aug 20, 2024 | Jan 22, 1993 |
RSBY vs SPY Performance
Return Stacked Bonds & Futures Yield ETF (RSBY) is a ETF from Return Stacked ETF and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RSBY returned +12.88% while SPY returned +21.82%. Year to date, RSBY is up 17.41% versus a gain of 12.68% for SPY.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.8% for RSBY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.4% for RSBY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.06. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RSBY charges 1.01% per year while SPY charges 0.09%. On a $10,000 position that is $101 vs $9 annually, a gap of $92 per year that compounds over a long holding period. On income, RSBY currently yields 1.78% against 1.01% for SPY.
Holdings Overlap
RSBY and SPY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSBY or SPY?
RSBY has an expense ratio of 1.01% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $92 per year of difference.
Which performed better, RSBY or SPY?
Over the past year RSBY returned +12.88% vs +21.82% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), RSBY annualized -4.25% vs +8.81% for SPY. Past performance does not guarantee future results.
Which is riskier, RSBY or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 13.8% for RSBY. Worst drawdown: RSBY -23.4% vs SPY -56.5%.
Should I hold both RSBY and SPY?
RSBY and SPY have a monthly-return correlation of -0.06, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSBY and SPY?
RSBY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, RSBY or SPY?
RSBY yields 1.78% while SPY yields 1.01%, so RSBY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.