SCHD vs SEPQ
Schwab US Dividend Equity ETF vs STF Tactical Growth & Income ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | SCHD | SEPQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.65% | |
| AUM | $112.2B | $87M | |
| Dividend Yield | 3.13% | 11.55% | |
| Holdings | 103 | 100 | |
| YTD Return | +27.89% | -0.31% | |
| 1Y Return | +29.93% | - | |
| 3Y Return (annualized) | +16.13% | - | |
| 5Y Return (annualized) | +10.00% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -0.7% | |
| Fund Family | Charles Schwab Asset Management | Shelton Capital Management | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | May 18, 2022 |
SCHD vs SEPQ Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and STF Tactical Growth & Income ETF (SEPQ) is a ETF from Shelton Capital Management. Year to date, SCHD is up 27.89% versus a loss of 0.31% for SEPQ.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -0.7% for SEPQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEPQ charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 11.55% for SEPQ.
Holdings Overlap
SCHD and SEPQ share 8 holdings out of 189 unique holdings combined, representing a 4.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SEPQ?
SCHD has an expense ratio of 0.06% while SEPQ charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
What is the holdings overlap between SCHD and SEPQ?
SCHD and SEPQ share 8 common holdings with a 4.8% weight overlap. Combined, they hold 189 unique securities.
Which pays a higher dividend, SCHD or SEPQ?
SCHD yields 3.13% while SEPQ yields 11.55%, so SEPQ currently pays the higher dividend yield.
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