SCHD vs SLVR
Schwab US Dividend Equity ETF vs Sprott Silver Miners & Physical Silver ETF
Which is better, SCHD or SLVR?
Large Cap Value against Silver.
SCHD has a lower expense ratio. SLVR led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 73.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SLVR |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.65% |
| AUM | $112.2B | $807M |
| Dividend Yield | 3.13% | 4.30% |
| Holdings | 103 | 78 |
| YTD Return | +27.56%Best | +13.80% |
| 1Y Return | +30.29% | +83.26%Best |
| 3Y Return (annualized) | +16.37% | - |
| 5Y Return (annualized) | +10.23% | - |
| Volatility (annualized) | 13.2%Best | 53.4% |
| Max Drawdown | -14.0%Best | -43.7% |
| $10,000 over 1.6 years | $13,136 | $29,942Best |
| Top 10 Weight | 41.5%Best | 73.5% |
| Fund Family | Charles Schwab Asset Management | Sprott ETFS |
| Category | Equity | Commodity |
| Style | Large Cap Value | Silver |
| Inception | Oct 20, 2011 | Jan 14, 2025 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 15, 2025 to Sep 4, 2026 (1.6 years).
SCHD vs SLVR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCHD vs SLVR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Sprott Silver Miners & Physical Silver ETF (SLVR) is an ETF from Sprott ETFS. Over the past year SCHD returned +30.29% while SLVR returned +83.26%. Year to date, SCHD is up 27.56% versus a gain of 13.80% for SLVR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SLVR has been the more volatile fund, with annualized monthly volatility of 53.4% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -43.7% for SLVR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SLVR charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 4.30% for SLVR.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 76 in SLVR, totalling 100.0% and 99.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 76 in SLVR, against full books of 103 and 78.
What only one of them owns
Our book lists 5 positions for SLVR that do not appear in our book for SCHD (4.7% of the fund), and 99 for SCHD that do not appear in SLVR (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SLVR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SLVR?
SCHD has an expense ratio of 0.06% while SLVR charges 0.65%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, SCHD or SLVR?
Over the past year SCHD returned +30.29% vs +83.26% for SLVR, so SLVR leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +18.59% vs +98.46% for SLVR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SLVR?
SLVR has been the more volatile fund at 53.4% annualized versus 13.2% for SCHD. Worst drawdown: SCHD -14.0% vs SLVR -43.7%.
Should I hold both SCHD and SLVR?
SCHD and SLVR have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SLVR?
SCHD yields 3.13% while SLVR yields 4.30%, so SLVR currently pays the higher dividend yield.
Is SLVR better than SCHD?
SCHD has a lower expense ratio. SLVR led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 73.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.