SCHD vs SLVR
Schwab US Dividend Equity ETF vs Sprott Silver Miners & Physical Silver ETF
Quick Verdict
SCHD has a lower expense ratio. SLVR delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | SLVR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.65% | |
| AUM | $108.7B | $747M | |
| Dividend Yield | 3.13% | 4.30% | |
| Holdings | 104 | 78 | |
| YTD Return | +26.54% | +6.76% | |
| 1Y Return | +30.90% | +87.64% | |
| 3Y Return (annualized) | +16.29% | - | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | 52.9% | |
| Max Drawdown | -33.4% | -43.7% | |
| Fund Family | Charles Schwab Asset Management | Sprott ETFS | |
| Category | Equity | Commodity | |
| Inception | Oct 20, 2011 | Jan 14, 2025 |
SCHD vs SLVR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Sprott Silver Miners & Physical Silver ETF (SLVR) is a ETF from Sprott ETFS. Over the past year SCHD returned +30.90% while SLVR returned +87.64%. Year to date, SCHD is up 26.54% versus a gain of 6.76% for SLVR.
Risk: Volatility and Drawdowns
SLVR has been the more volatile fund, with annualized monthly volatility of 52.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -43.7% for SLVR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SLVR charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 4.30% for SLVR.
Holdings Overlap
SCHD and SLVR share 0 holdings out of 176 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SLVR?
SCHD has an expense ratio of 0.06% while SLVR charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, SCHD or SLVR?
Over the past year SCHD returned +30.90% vs +87.64% for SLVR, so SLVR leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.51% vs +95.42% for SLVR. Past performance does not guarantee future results.
Which is riskier, SCHD or SLVR?
SLVR has been the more volatile fund at 52.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SLVR -43.7%.
Should I hold both SCHD and SLVR?
SCHD and SLVR have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SLVR?
SCHD and SLVR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 176 unique securities.
Which pays a higher dividend, SCHD or SLVR?
SCHD yields 3.13% while SLVR yields 4.30%, so SLVR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.