SCHD vs SNAV
Schwab US Dividend Equity ETF vs Mohr Sector Nav ETF
Which is better, SCHD or SNAV?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y and 3Y, SNAV over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 100.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SNAV |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.59% |
| AUM | $112.1B | $31M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 11 |
| YTD Return | +23.46%Best | +10.37% |
| 1Y Return | +27.20%Best | +12.17% |
| 3Y Return (annualized) | +15.41%Best | +14.45% |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 13.4% | 11.6%Best |
| Max Drawdown | -16.1%Best | -16.6% |
| $10,000 over 3.7 years | $14,791 | $15,966Best |
| Top 10 Weight | 41.8%Best | 100.0% |
| Fund Family | Charles Schwab Asset Management | Mohr Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Jan 10, 2023 |
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Jan 11, 2023 to Sep 18, 2026 (3.7 years).
SCHD vs SNAV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
SCHD vs SNAV Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Mohr Sector Nav ETF (SNAV) is an ETF from Mohr Funds. Over the past year SCHD returned +27.20% while SNAV returned +12.17%. Year to date, SCHD is up 23.46% versus a gain of 10.37% for SNAV.
Over three years, SCHD compounded at +15.41% per year against +14.45% for SNAV. Across the full 4-year window we track, SNAV has the edge at +13.48% annualized vs +11.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 11.6% for SNAV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -16.6% for SNAV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SNAV charges 1.59%. On a $10,000 position that is $6 vs $159 annually, a gap of $153 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for SNAV.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 10 in SNAV, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 10 in SNAV, against full books of 103 and 11.
What only one of them owns
Measured across the 100 and 10 positions we hold weights for.
SCHD holds 99 positions SNAV does not, 99.9% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
You are not choosing between two funds in isolation.
Whichever of SCHD and SNAV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SNAV?
SCHD has an expense ratio of 0.06% while SNAV charges 1.59%. SCHD is the cheaper option, by $153 a year on a $10,000 investment.
Which performed better, SCHD or SNAV?
Over the past year SCHD returned +27.20% vs +12.17% for SNAV, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.16% vs +13.48% for SNAV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SNAV?
SCHD has been the more volatile fund at 13.4% annualized versus 11.6% for SNAV. Worst drawdown: SCHD -16.1% vs SNAV -16.6%.
Should I hold both SCHD and SNAV?
SCHD and SNAV have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SNAV?
SCHD yields 3.00% while SNAV yields 0.00%, so SCHD currently pays the higher dividend yield.
Is SNAV better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and 3Y, SNAV over the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 100.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.