SNAV vs VTI
Mohr Sector Nav ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SNAV or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.94.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SNAV | VTI |
|---|---|---|
| Expense Ratio | 1.59% | 0.03%Best |
| AUM | $30M | $666.9B |
| Dividend Yield | 0.00% | 1.07% |
| Holdings | 11 | 3,543 |
| YTD Return | +11.63% | +13.59%Best |
| 1Y Return | +15.87% | +20.00%Best |
| 3Y Return (annualized) | +14.50% | +20.95%Best |
| 5Y Return (annualized) | - | +11.81% |
| Volatility (annualized) | 11.6%Best | 12.7% |
| Max Drawdown | -16.6%Best | -19.3% |
| $10,000 over 3.6 years | $16,022 | $19,904Best |
| Fund Family | Mohr Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 10, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Jan 11, 2023 to Sep 4, 2026 (3.6 years).
SNAV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
SNAV vs VTI Performance
Mohr Sector Nav ETF (SNAV) is an ETF from Mohr Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SNAV returned +15.87% while VTI returned +20.00%. Year to date, SNAV is up 11.63% versus a gain of 13.59% for VTI.
Over three years, SNAV compounded at +14.50% per year against +20.95% for VTI. Across the full 4-year window we track, VTI has the edge at +21.07% annualized vs +13.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.6% for SNAV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for SNAV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SNAV charges 1.59% per year while VTI charges 0.03%. On a $10,000 position that is $159 vs $3 annually, a gap of $156 per year that compounds over a long holding period. On income, SNAV currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 10 holdings in SNAV and 2,787 in VTI, totalling 100.0% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 48 days apart, SNAV as of Aug 17, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 10 positions we hold weights for in SNAV and 2,787 in VTI, against full books of 11 and 3,543.
You are not choosing between two funds in isolation.
Whichever of SNAV and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SNAV or VTI?
SNAV has an expense ratio of 1.59% while VTI charges 0.03%. VTI is the cheaper option, by $156 a year on a $10,000 investment.
Which performed better, SNAV or VTI?
Over the past year SNAV returned +15.87% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), SNAV annualized +13.99% vs +21.07% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SNAV or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 11.6% for SNAV. Worst drawdown: SNAV -16.6% vs VTI -19.3%.
Should I hold both SNAV and VTI?
SNAV and VTI have a monthly-return correlation of 0.94, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, SNAV or VTI?
SNAV yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Is VTI better than SNAV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.94. Which one suits a particular account depends on what it is for. This is information, not a recommendation.