SNAV vs VTI
Mohr Sector Nav ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SNAV | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.59% | 0.03% | |
| AUM | $29M | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 8 | 3,543 | |
| YTD Return | +12.53% | +14.96% | |
| 1Y Return | +17.07% | +22.39% | |
| 3Y Return (annualized) | +14.57% | +21.51% | |
| 5Y Return (annualized) | - | +12.36% | |
| Volatility (annualized) | 11.8% | 15.4% | |
| Max Drawdown | -16.6% | -56.6% | |
| Fund Family | Mohr Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jan 10, 2023 | May 24, 2001 |
SNAV vs VTI Performance
Mohr Sector Nav ETF (SNAV) is a ETF from Mohr Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SNAV returned +17.07% while VTI returned +22.39%. Year to date, SNAV is up 12.53% versus a gain of 14.96% for VTI.
Over three years, SNAV compounded at +14.57% per year against +21.51% for VTI. Across the full 4-year window we track, SNAV has the edge at +14.49% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.8% for SNAV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for SNAV and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SNAV charges 1.59% per year while VTI charges 0.03%. On a $10,000 position that is $159 vs $3 annually, a gap of $156 per year that compounds over a long holding period. On income, SNAV currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
SNAV and VTI share 0 holdings out of 2793 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SNAV or VTI?
SNAV has an expense ratio of 1.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $156 per year of difference.
Which performed better, SNAV or VTI?
Over the past year SNAV returned +17.07% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), SNAV annualized +14.49% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, SNAV or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 11.8% for SNAV. Worst drawdown: SNAV -16.6% vs VTI -56.6%.
Should I hold both SNAV and VTI?
SNAV and VTI have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SNAV and VTI?
SNAV and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2793 unique securities.
Which pays a higher dividend, SNAV or VTI?
SNAV yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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