SCHD vs SPFF
Schwab US Dividend Equity ETF vs Global X SuperIncome Preferred ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | SPFF | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.48% | |
| AUM | $108.7B | $145M | |
| Dividend Yield | 3.13% | 6.62% | |
| Holdings | 104 | 52 | |
| YTD Return | +28.63% | +4.70% | |
| 1Y Return | +32.53% | +10.07% | |
| 3Y Return (annualized) | +16.97% | +9.99% | |
| 5Y Return (annualized) | +10.47% | +1.82% | |
| Volatility (annualized) | 13.7% | 9.3% | |
| Max Drawdown | -33.4% | -50.1% | |
| Fund Family | Charles Schwab Asset Management | Global X by mirae Asset | |
| Category | Equity | Allocation/Balanced | |
| Inception | Oct 20, 2011 | Jul 16, 2012 |
SCHD vs SPFF Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Global X SuperIncome Preferred ETF (SPFF) is a ETF from Global X by mirae Asset. Over the past year SCHD returned +32.53% while SPFF returned +10.07%. Year to date, SCHD is up 28.63% versus a gain of 4.70% for SPFF.
Over three years, SCHD compounded at +16.97% per year against +9.99% for SPFF; over five years the annualized figures are +10.47% and +1.82% respectively. Across the full 14-year window we track, SCHD has the edge at +11.63% annualized vs -0.79%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 9.3% for SPFF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -50.1% for SPFF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SPFF charges 0.48%. On a $10,000 position that is $6 vs $48 annually, a gap of $42 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 6.62% for SPFF.
Holdings Overlap
SCHD and SPFF share 1 holdings out of 108 unique holdings combined, representing a 1.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SPFF | Difference |
|---|---|---|---|
| FITB | 1.30% | 1.42% | 0.12% |
Frequently Asked Questions
Which is cheaper, SCHD or SPFF?
SCHD has an expense ratio of 0.06% while SPFF charges 0.48%. SCHD is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, SCHD or SPFF?
Over the past year SCHD returned +32.53% vs +10.07% for SPFF, so SCHD leads on 1-year performance. Over the longest common window we track (14 years), SCHD annualized +11.63% vs -0.79% for SPFF. Past performance does not guarantee future results.
Which is riskier, SCHD or SPFF?
SCHD has been the more volatile fund at 13.7% annualized versus 9.3% for SPFF. Worst drawdown: SCHD -33.4% vs SPFF -50.1%.
Should I hold both SCHD and SPFF?
SCHD and SPFF have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SPFF?
SCHD and SPFF share 1 common holdings with a 1.3% weight overlap. Combined, they hold 108 unique securities.
Which pays a higher dividend, SCHD or SPFF?
SCHD yields 3.13% while SPFF yields 6.62%, so SPFF currently pays the higher dividend yield.
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